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15% Deposit

We have seen a new house we are interested in, we have a 15% Deposit which is made up like this.....

5% own money
5% housebuilder gift
5% housebuilder deposit match (interest free loan)

Do you think there would be many if any lenders that would accept a deposit made up in such a way.

cheers.

Comments

  • richardw
    richardw Posts: 19,459 Forumite
    Part of the Furniture 10,000 Posts
    5% is a loan so you only have 10%?
    Posts are not advice and must not be relied upon.
  • richardw wrote: »
    5% is a loan so you only have 10%?



    Yes, thats correct.
  • TMSL
    TMSL Posts: 93 Forumite
    I dont think so , Halifax will take a 5% gift from a vendor but the way I see it that is a 10% gift.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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