Hi All. Options?

Alzy_2

Hi Everyone! New to these parts so go easy on me:beer:

At the moment I am using Gregory Pennington to pay of multitude of debts myself and the wife have accrued over the last 7 years or so and was wondering if there were any better options out there?

We missed out on an IVA apparantly because we didnt owe enough but only just.

We owed around 15k on unsecured debts and last year they had almost 5.5k in payments made by myself.

I was hoping to get it cleared within three years and move onto paying extra on my secured loan.

We are expecting our first little`un and the end of this month and with mrs Alzy being on SMP things are tight.

Any suggestions are greatly appreciated.

Many Thanks,and again, hi to all

Alex:D

Numpty_Monkey

Hi
you can call one of these Non-profit Debt Counsellors' List
no paying fee's,
they do it for free so all you pay goes to your creditors:j
and you get out off debt quicker:D

Good luck with the little 'un and
welcome to DFW join in:beer:

Alzy_2

Hi,

Thanks for the welcome.

I am going to phone cccs sometime today and see what options I have.

After searching the forum for GP I don`t particularly like what I see and after going through old statements from them I`ve noticed that their charges can reach £80 a month plus an income safeguard plan at £30.:eek:

Cheers