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btl insurance advice

Just a quick bit of advice needed

Am renting my house out at the beginning of March (buying a further residential property) and am looking for btl insurance. Is a 3 bed house being rented out by the room (two of the bedrooms being rented by a couple with the smaller room being their study) and a third seperate tenant. All on 6 mth assured tenancy (but the couple and single under separate agreements)

Property is a 1960's property with a flat roof. Have tenants set up and was thinking of getting a rental guarantee if possible.

I have existing buildings insurance with Halifax but they don't do buy to let. Can anyone here point me in the right direction (the flat roof being the main stumbling block)

Thanks
I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.

Comments

  • 17Dave
    17Dave Posts: 158 Forumite
    This is probably a classic case for an insurance broker to earn their commission!!
    "The true measure of a man is how he treats someone who can do him no good."(Samuel Johnson 1709-1784)


    Lots of years in financial services, still learning!
  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    [QUOTE=haras_nosirrah;discussion/2204425]Just a quick bit of advice needed

    Am renting my house out at the beginning of March (buying a further residential property) and am looking for btl insurance. Is a 3 bed house being rented out by the room (two of the bedrooms being rented by a couple with the smaller room being their study) and a third seperate tenant. All on 6 mth assured tenancy (but the couple and single under separate agreements)

    Property is a 1960's property with a flat roof. Have tenants set up and was thinking of getting a rental guarantee if possible.

    I have existing buildings insurance with Halifax but they don't do buy to let. Can anyone here point me in the right direction (the flat roof being the main stumbling block)

    Thanks[/QUOTE]

    Renting your house!! This link was posted on the 1st Dec and at that time you hadn't even bought a property!!....read folks..then further down you say you're completing on 19th Feb......

    http://forums.moneysavingexpert.com/showthread.html?p=27442671&highlight=#post27442671

    17Dave....I think you're right ...if you looks at post's they are pm'ing other forum members....i guess a broker on here touting for business....Big Brother is watching!
  • haras_nosirrah
    haras_nosirrah Posts: 2,208 Forumite
    edited 14 January 2010 at 8:05PM
    Nope -not an insurance broker touting for business - sorry to disappoint.

    not sure why my post prompted someone to trawl through my previous posts but if you have nothing better to do then fair enough.

    - I am completing on house on Feb. I am renting my current house out and completing on my new house I am buying with my partner in Feb. Current house is a 3 bed property which I currently live in with two lodgers. They are a couple and rent two rooms. Have a new tenant lined up who will be taking over my room. I am doing this as don't want to lose my house if things go wrong between me and my partner.

    Now back to original query - house I will be renting out is a 1960's flat roof property and while I managed to get a residential buildings insurance policy with Halifax they will not insure if i am not living there. Anyone know of an insurance company that will?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • wow - 62 posts in 2 days Vigilant22 - guess you really do have nothing better to do
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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