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Mercers or Barclaycard

Hi Can someone tell me who do I send the CCA request to? Barclaycard have passed my debt over to their in house team Mercers. Do I send it to the address I have for Mercers or Barclays? Thanks

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Either. Doesn't matter. They are the same people, and are legally bound to supply the docs regardless.

    They will probably send you a "reconstituted" unsigned agreement though, since they can get away with that. :rolleyes:

    But you never know...........
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

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  • Is it worth doing then?
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, if they send an invalid CCA you can dispute the debt. This is what many people use the CCA request for - http://forums.moneysavingexpert.com/showthread.html?p=26867731#post26867731

    You can send it to either people, usually most send it to the DCA so Mercers.
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