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Loan or Credit Card or Overdraft???

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Hi guys,
Hope you can help with this as I just don't have a clue.

I currently have a Natwest loan.
Ammount outstanding is £4138 (settlement figure), I pay 117.09 per month.
APR is shown as 8.2%.

Basically is there a cheaper way of paying this off???

Overdrafts? Credit card etc.

Pls pls pls advise!

Comments

  • Joeler
    Joeler Posts: 179 Forumite
    Have you asked for a settlement figure? This is the best place to start as you may have already paid the 8.2% interest if it was front loaded. This was the case when I settled my loan and I only saved about £2.50... Worth checking before you waste your time applying for another way to pay off the same amount of money.
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