CSA non affordability - advice please

samandmillie

I wondered if anyone could offer any advice please….

A couple of weeks ago my friend received a letter from the CSA saying he has to pay his ex partner £48 per week then yesterday his employer received a letter saying that from this week he has to deduct £90 per week from his salary. Prior to this he believed it was quite amicable with his ex and was paying £20 per week.

I just wondered how the CSA calculate things like this? After his outgoings (mortgage and bills, i.e. things he has to pay not luxuries) it will leave him with aprox £30 disposable income, £25 of that has to be used to put petrol in his car which will leave him with £5 to buy his food shopping and pay for any other outgoings (such as car tax etc).

Is there any way you can prove “non” affordability to the CSA so that they will reduce the amount? If he has to pay this he would be better to give up his job and not earn anything as he will be working for nothing anyway.

Any advice greatly received.

Thanks

DX2

They don't take bills, mortgage into account.

kingfisherblue

Assuming he is on CSA2, and no children living with him, he will have to pay 15% of his net pay if he has one child with his ex, 20% for two children and 25% for three or more children. This is based on net pay of more than £200 a week (below that, there are slightly different rules).

If he has his child/children for at least 52 nights a year, the amount is reduced by one seventh for one night a week, two sevenths for two nights a week, etc.

If your friend gives up work, he could be sanctioned and not receive benefits for a period of time. When he does receive benefits, there is a flat rate of £5 a week, regardless of the number of children.

If he gets out his payslip, he should be able to work out how much he should be paying. If his employer has a DOE for £90 a week, and he believes that this is wrong, he should contact the CSA for an explanation. It could be that he has arrears as he has only been paying £20 a week. In that case, the NRP can be required to pay up to 40% of his net pay until the arrears are cleared.

[Deleted User]

£20 a week isn't enough to support a poodle, let alone a child!

AnxiousMum

joolzred wrote: »

£20 a week isn't enough to support a poodle, let alone a child!

But there's also the contributions from the parent with custody - so the child is not being supported ONLY on £20 per week - but with that and what the pwc uses from her income. Providing financially for children is a two person job....not just for the NRP. BTW.....I'm a PWC.

maggied_2

I didn't think the CSA could backdate arrears from before they are contacted.

speedster

joolzred wrote: »

£20 a week isn't enough to support a poodle, let alone a child!

as stated, there's the PWC's contribution too, at equal £20, that's £40 a week. then there's £20 odd CB, that's £60 a week.

let's not forget the tax credits that the PWC will be entitled to as well. can be upwards of £50 a week, so there's £110 a week. exactly how much do some women need to raise a child.??

oh, i forgot. wrong forum. you have to be anti NRP on here don't you?


STUFF HIM, SCREW HIM FOR EVERY PENNY AND DRIVE HIM TO UNEMPLOYMENT, etc,etc, etc.

to samandmillie.

you'll get no helpful advice from the pwc brigade here. i would suggest you look up afairercsaforall. also, nacsa may help later on, depending on your situation.

i have sent you a private message.

good luck.

Loopy_Girl

Wrong forum here? Ah well...looks like you have directed him to the correct one if there's 'anti' anything.....:rolleyes:

[Deleted User]

Actually, I'm in neither camp as I'm neither a "PWC" nor a "NRP"! It just sounded like a remarkably small contribution, to me, for someone in full-time work.

I was however the child in such a situation 30 years ago and know how the maintenance hassles rebound on the child.At least then a parent had to go to court to get an increase/decrease in maintenance levels. The CSA sound rubbish.

People are lucky to have children, non-resident or not.

I stand corrected about anything you care to level at me - but I have no agenda and invited no rants!

BTW I'm a "she"

shell_542

He needs to find out, via the CSA, why his employer have been advised of a different amount to the letter he received. Has he contacted them?

Does he have arrears as that will mean they can collect a hell of a lot. They don't care if you can't afford it unfortunately But he needs to make sure the amount they are going to collect is CORRECT.

kelloggs36

It looks like he has arrears - hence the higher DEO amount. If the assessment is correct, then it is not possible to claim unaffordability as it is classed as a priority payment - children are expensive!

Not all PWCs get lots of tax credits - I only get a tenner per week and that will reduce to nothing next year so you can't assume that this is true of all cases and no, it isn't up to my partner to cough up the difference!