Notice of correction on my credit report?

macka09_2

Hi all, I spoke to a lady from creditexpert today to cancel my free trial and was told it maybe beneficial to me to add a notice of correction to my file due to me having a ccj on it. Can anyone offer me some advice on what I could put please. The reason I defaulted on my payments was due to me losing my job at the time. The debt in question was a bank loan that I took out when I was 21 and was well maintained up until I lost the job. Unfortunately I was out out of work for some time and was advised to file for bankruptcy from CAB. What they didn't understand was when you haven't got 2 pennies to rub together it's quite hard to find the £475 it costs to do so. Any way I'm back in work now and I'm hoping the National Debtline will be able to sort out my financial issues from a few years ago. For the last few years I haven't defaulted on any payments or had any other credit. Any advice will be greatly appreciated, thanks.