Mortgage problems with the ex, any advice?

jaks101

Hello,

I'm looking for some advice please. To cut a long story short here are the facts:

1) My partner left me for another woman, before he left he ran up a £4k credit card bill in my name (he was an additional card holder) on hotels and gifts for his new woman.

2) We have a joint mortgage, which sincehe walked out a year ago, has not paid a penny towards. This did leave me in financial difficulty, but luckily my parents helped me out. So I don't have any adverse credit.

3) I have hardly heard from him in the past 12 months, and when I do occasionally get through to him he is unwilling to even sign mortgage documents to change the mortgage to interest only in order to ease my financial burdon. He will not tell me what he wants with regards the house. I'm willing to write off the money he owes me for mortgage payments and also the debts he ran up in return for him signing over the house to me.

4) He says he doesn't care if the house were reposessed and is unwilling to fill out the necessary paperwork. He does not care about getting a bad credit rating. I know this to be true as i have had a few letters chasing debts for him that he has ran up in his own name since he left.

4)My home has little or no equity in it, if anything i will be in slight negative equity due to the current market. I want to take over the mortgage in my own name and don't want anything at all from him. I just want him out of my life for good.


How do I make him take action? I know I need legal advice but I thought I would start here.

How much is this likely to cost me? And how long is it likely to take?

What actions would a court normally take?

Any advice would be greatly appreciated.
Many thanks,
Charlotte

VIGILANT22

Find a solicitor who will give first consultation free...don't be afraid to ask them the costs.....