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How do you organise your finances?

24

Comments

  • all_hours
    all_hours Posts: 684 Forumite
    Chrismojam wrote:
    .....I am the worlds worst procrastinator.........take the day off work to 'blitz the house' ....and I am sat here at my pc.....very naughty!!:o

    I could give you a run for money with that.

    Is there a medical term for someone who sits staring at spreadsheets for hours? Maybe we could a start a new club SSA, Spreadsheet Starers Anonymous.
  • Floss
    Floss Posts: 9,062 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I have an Excel workbook, with a page for each month interspersed with the bills for that month end(eg June, Bills Jun/July, July). The bills total up for 30th & 1st of month & are linked into the correct date on the pages, so any changes automatically update my main worksheets.

    On each month's page I have what is due in on what date (i.e Child Benefit, Tax Credit, salary etc) in blue, outgoings in red (i.e. £xx.xx housekeeping, debit card payments etc) & balance (by calculation) is in black - unless its a debit balance which shows as -£0.00.

    Then to the side of this I have my savings account into which my maintenance goes (Until end of August :( ), with a running total there too, showing any other deposits (:rolleyes: ) and withdrawals (usually all of it!).

    This way I can plan for expenses like birthdays, Christmas, car tax - for the first time EVER i am going to buy 12 months! :eek: (Will let you know if it really happens at end of July!)

    I can balance this to my internet banking, so I know exactly how much is in my account (if any!) & if there is any left I can spend it :) . It works for me :o but then again i DO like playing with Excel! (And yes, it DOES look like work to anyone glancing as they pass me! :D)
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  • Floss
    Floss Posts: 9,062 Forumite
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    we'll all end up with piles & square eyes at this rate!
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  • Imelda
    Imelda Posts: 1,402 Forumite
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    all_hours wrote:
    I could give you a run for money with that.

    Is there a medical term for someone who sits staring at spreadsheets for hours? Maybe we could a start a new club SSA, Spreadsheet Starers Anonymous.

    maybe it should be called excelitis, I have a serious case (I'm going camping for a week soon, I seriously don't know how I am going to cope)
    Saving for an early retirement!
  • Floss
    Floss Posts: 9,062 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    you'll have to send it to your email, then find an internet cafe & update it & send it back to yourself!
    (Can you tell i've done this?!) :o
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  • Chrismojam
    Chrismojam Posts: 821 Forumite
    all_hours wrote:
    I could give you a run for money with that.

    Is there a medical term for someone who sits staring at spreadsheets for hours? Maybe we could a start a new club SSA, Spreadsheet Starers Anonymous.

    I know it's terrible isn't.....I sit and stare at spreadsheets all day in work, and here I am doing the same at home!!

    I think we should call it The PAC (The Procrastinators Anonymous Club)....for those who will find absolutely anything else to do other than what actually needs to/must be done:o

    What do you think....5 minutes cleaning to every half hour break:D
  • Boomdocker
    Boomdocker Posts: 1,201 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Chrismojam wrote:
    As well as being anal and possibly bonkers.....I am the worlds worst procrastinator.........take the day off work to 'blitz the house' ....and I am sat here at my pc.....very naughty!!:o

    I think we could be related!lol :rotfl:
    Boots Card - £17.53, Nectar Points - £15.06 - *Saving for Chrimbo*
    2015 Savings Fund - £2575.00
  • Chrismojam
    Chrismojam Posts: 821 Forumite
    Floss wrote:
    you'll have to send it to your email, then find an internet cafe & update it & send it back to yourself!
    (Can you tell i've done this?!) :o

    Oh dear!! even I'm not that bad......good idea though.....if you wanted to do that, that is:o :p
  • all_hours
    all_hours Posts: 684 Forumite
    :rotfl:

    That's it!

    Condition name: Excelitis
    Symptoms: Square eyes and piles.
  • all_hours
    all_hours Posts: 684 Forumite
    PAC sounds good.

    I'm so happy I'm not the only person who has this fixation.
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