Buying new house - Advice

Kirstie70

Hello im looking for some advice, Ive recently been sacked from my vice president job which has caused some problems for me getting a new mortgage. However i do have saving in the region of 600k, I am going to buy a new car in the range of 80 - 100k so i should have a fair deposit of around 450k to allow me to keep some savings.

I am looking for a house in the region of 750k -800k , My partner currently earns about 13k per year which is going to cause major issues when trying to get a mortgage can you suggest an alternative?, I do have an income which is very low in the form of Disability Living Allowance.

Thanks dearly

opinions4u

Who’s that trip-trapping over my bridge?

Kirstie70

Sorry what does that mean?, isnt this a support forum? im in seek of some helpful advice if you cannot help please do not reply.

Many thanks
Sir Kelvin Ainsworth

_Andy_

Probably the best troll thread we've seen in the last few months. Superb.

Wutang_2

Kirstie70 wrote: »

Hello im looking for some advice, Ive recently been sacked from my vice president job which has caused some problems for me getting a new mortgage. However i do have saving in the region of 600k, I am going to buy a new car in the range of 80 - 100k so i should have a fair deposit of around 450k to allow me to keep some savings.

I am looking for a house in the region of 750k -800k , My partner currently earns about 13k per year which is going to cause major issues when trying to get a mortgage can you suggest an alternative?, I do have an income which is very low in the form of Disability Living Allowance.

Thanks dearly

Why were you sacked and where are your savings currently (and what rate)?

Also, are you a psycho?

mizzbiz

Why don't you buy a house for £500k mortgage free
Buy a nice car - c£20k
What about your current house - do you have any equity?

What a problem to have, Sir Kelvin. I take iit your IFA doesn't work Sunday nights for people with less than a mill in savings?

Kirstie70

I was sacked due to our company going into liquidation, unfortunately this has caused some major mental illness's for me. However i feel i am ready to go back into work, but the doc has insisted i am not of a fit mental state as of yet.

I have lived in a large house all my life, and since my devorce from cruella deville(my ex wife) we were forced to sell up hence the reason for the substancial amount of savings. However i feel i should have more than i have been given as she has never worked a day in her life, she is still insisting she is entitled to more of my finances. This woman will not be happy untill i am bankrupt. She has even stole my inheritance from my late father of 95 who passed in march 2009, she is the devil!

Anyway back to my mortgage, i would be looking for a house with a seperate extension in the garden to accomodate my 37 year old gay son and his boyfriend which personally im having a hard time coming to terms with, it would not be nice to walk into my sons room and confront him participating in some sexual act if you could please understand where im coming from.

Anyway sorry for going on, I have my eye on a property which i am very interested in as it suits my requirements and even has a dance room for my 25 year old partner who likes to keep fit.

I am still looking for a solution to my mortgage problem?

Thanks
Sir Kelvin Ainsworth

Wutang_2

You need to speak to a whole of market adviser. Preferably one who is cool with the demented.

_Andy_

Best thread we've had for ages. Simply superb and keeps getting better. Top stuff.