Hope you're sitting down, please be gentle - I know it's a mess!!

canspendnomore

I know that it's an incredible cost. My partner was told by his previous instructor that someone of his age (48) would take something like 156 hours!! That was on his first lesson, he then proceeded to huff and puff everytime he made a mistake. The new instructor has had to overcome the knock of confidence that was inflicted by the first.

He is so close now, it would be a huge waste of money for him to stop. Also he can't keep staying with his Mum all the week indefinitely!

elisamoose

There are 3 adults but only one income ?

canspendnomore

iamana1ias wrote: »

Are they fees or charges? That's extortionate!

I have a free £500 overdraft on my account. Might it be worth changing banks?

That's interest on a £2,000 overdraft and £4,500 overdraft.

canspendnomore

elisamoose wrote: »

There are 3 adults but only one income ?

There's my partner and I (I'm a stay at home Mum) and my mother.

Aputsiaq

savingmummy wrote: »

I may be wrong because i stopped mine for obvious reasons but the average person takes 17-20 lessons that was what my instructor told me anyway. It is a huge loss each mth when its needed on more important things x

That is exactly right. No more than 20 lessons before the first test for someone up to the age of 25 and then an extra lesson for every two years after that. If its a fail then a couple of refreshers are enough.
A driving instructor who goes beyond this for 95% of his pupils is not doing his job correctly.

canspendnomore

closed wrote: »

How much do you have in savings , it's not reflected in the soa (unless it is down as £300 cash), the apr's on debts are also missing.

It is the £300 cash - might be a bit more I think, but I've not had a chance to check with DP. It's in his name.

I've not got the APRs to hand, but think most of them are 0%. Some are on a long term 5.9% and there is some high APR spending (which needs to be addressed).

katsu

canspendnomore wrote: »

There's my partner and I (I'm a stay at home Mum) and my mother.

Are there costs associated with your mother in your SOA?

canspendnomore

Yes, we buy most of the food, she buys some, but I've not included it. The things that she pays for are over and above (in the main) what we would pay anyway, so they've not been included.

Whilst I'm sure the gas and electric is a bit more and food too, she's saving to try and get a house of her own again, so the more we take from her the longer it will take so we're trying to do without.

iamana1ias

Do you seriously think you spend £1800 per year on presents? :eek:

i'd suggest cutting that to £20 or £30 a month tops. That's obscene!!!

kingfisherblue

There are plenty of jobs you can do without a driving licence