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Black Horse Finance Loan

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Hi Folks
I need help. I have a loan from Balck Horse Finance. I negotiated a reduced payment to £100 which was 50% of normal payment. I have paid that twice and then ceased. It has been out to debt collecters and is now back with them and I think they are getting ready to take it to court. Loan is £9600.
Can i get advice of what to do next. Should i do a SAR but it was taken out in 2008 so not sure that can help.

What is the advice on here?
Much help needed as losing sleep!

Ceebee:mad:

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