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Been refused & credit card at same time!! help please

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  • i split the £7500 into 3rds so 1/3rd for tax, 1/3 for rent and living petrol etc, 1/3 for savings.
    I just cant understand why I have been refused the loan and credit car from nationwide?
    I suppose the thing to do is sit and wait until the appeal for the loan comes through.
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