Help for mature student with mortgages

kimmymurph

Hi
Can anyone help my partners 27 and owns his own home, hes a full time student. Is there any help he can get with his mortgage and council tax as he obviously won't we working and will need the help of me and his family to help him pay it. Is there any other help available for him.
Can you help.

nervousftb_3

firstly, full time students don't have to pay any council tax (if he has people living with him, then they still have to pay, but he personally doesn't). he needs to send off proof of his student status to the council, most universities offer a standard letter for this.

secondly, erm... that's it. can't see that anyone will want to pay his mortgage for him just because he's a student!

kimmymurph

hes a college at present so could he get his council tax paid for?
oh and he lives alone.

cattie

If he can't afford to pay the mortgage he should give some thought to taking in a lodger to help towards the monthly payments. Other than that there is no help available for him with his mortgage.

Council tax should be covered as he lives alone. Contact local council tax office for relevant application form.

lula23

Hi, im also a student with a mortgage,also a single parent, i could find no help with mortgage payments .

So i have a part time job ,its hard work but it will be worth it in the end :j

Wakey2008

Full time students are exempt from council tax.

Also as he is over the age of 25 he does not have to go through means testing so he is eligible for the full student grant that he does not have to pay back. This comes to about £2800 per year.

He could get a student loan also and work part time. 20 hours per week is easily do able as full time student lectures only take up about 14 hours per week.

anotherginger

Wakey2008 wrote: »

20 hours per week is easily do able as full time student lectures only take up about 14 hours per week.

it depends on the course. mine was 30+ hours per week as an undergraduate, and 9-5 for my postgrad.