Consolidation Loans?

sandybeaches

sorry to go against what everybody else hs said but I consolodated through a loan and I am very happy with the result. I do agree that you need to be strong enough not to run yourself back into debt on cc cards or overdraft, though you could always cancel the overdraft and cut up the cards:)

I find that it makes for clearer thinking and obvioulsy less interest, O% ccd's are better though if you're good at tarting!!

good luck

lynzpower

Molanole wrote:

If you really really must get a consolidation loan then as another poster said I would certainly not go to HSBC. Look instead for a provider who will give you a flexible loan which allows overpayments and allows you to pay off early but this is not the ideal solution.

If you or any other user is considering a CAHOOT flexi loan PLEASE TREAD VERY CAREFULLY, they seem to have rules of thier own in putting up APRs Im doing some research into how legal it all is, as theyve put my OHs APR 4 times in 4 months. AVOID AVOID AVOID