Pension Help

Daisyboo_3

I've often checked this site, but this is first time posting. I'm hoping that someone can give me some sound advice because I find the whole pension thing very difficult to understand. I have CS 'classic' pension, which I've held for only 5 years - although I'm 40 now. I have savings of 12,000. I'm a single parent with two children and have no other source of income. I hope to clear my mortgage in 10 years time by monthly overpayment. I'm also trying to save for my daughter's university fund. I am worried about the future because there never seems to be enough money for now, without providing for my retirement too. I've taken lots of tips from this site and try my best to save as much as I can. As far as my pension goes, I know there will not be enough money available to keep me in my retirement. Any suggestions about what I could do now? Obviously if I saved hundreds a month I'd be laughing, but unfortunately I don't have that available to me. Any suggestions?

CIS

Best bet is to get yourself a state pension forecast and see what that gives you on top of the CS pension.

https://www.thepensionservice.gov.uk

I would post the full link, but the sites down at the moment.