Would you march for more affordable housing?

[Deleted User]

Emy1501 wrote: »

Because often you can't get the right people to do the job. The last company I worked for tried this. Closed down a number of departments and moved them up north. The problem was that they could not get the right people to do the job.

The company I now work for opened an office where I live so they can get the right staff. Call centres etc can pretty much open anywhere but for many type of jobs a company will have to open where they can get the right staff.

Well of course you won't have the right people for the job when you first make the move. People need time to train for jobs if those jobs are new to the area.

But that's not a problem. There aren't enough houses where the jobs are currently. It's not just a question of giving work to areas of unemployment but also getting people out of the overpopulated parts of the country where there's no hope of housing them all.

The idea is that a certain number of skilled people move with the jobs. More housing to go around in the over-populated areas (thus prices come down) and more work to go around in the less heavily populated areas with higher unemployment.

HAMISH_MCTAVISH

No

captainhaggis wrote: »

What he's suggesting is that people's hard work enabled them to buy the house which, in turn, enabled them to benefit from the HPI.

Am I right, Hamish?

Pretty much.

[rant]

I am sick to death of people denigrating property owners and sneering at "unearned wealth", and it's most often the non-property owners who do so.

It's so obvious that this is nothing more than the shallow "politics of envy"
nonsense that we so often hear form the same crowd.

"Luck, fortune, right place at right time"...... blah blah blah.

We all have choices to make in life. People that bought property took a risk, worked hard for it, and probably sacrificed a lot of other things to do so. And most of them gained as a result.

Many other people chose not to buy property, to instead p1ss away money in their 20's and then wake up one day to realise they could no longer afford a house. These people then expect an almighty crash to come along and save their bacon.

Well, tough !!!!!!....

They screwed up, they didn't buy, a significant correction occurred, bigger in percentage terms than the last crash, they got greedy and still didn't buy, and now they want to bleat about owners having "unearned income" or "paper wealth" and so the state should implement policies that would redistribute it to them.

Well sorry, thats not how things work.

They had their chance. It's not as if the advice to buy as young as you can hasn't been drilled into every youngster for at least my whole adult life. And no doubt for generations before as well. Everybody knows thats the right thing to do.

These crashaholics thought they could do better. They thought they could game the system. They thought it would be "different this time", that some magic fairness fairy would come along and reward them for being lazy, incompetent, and failing to plan for their future.

Well thats not going to happen.

Life isn't fair. Never has been, never will be.

If you can't afford a house where you live now, then move somewhere cheaper, or make more money.

Those are your only two choices.

[/rant]

(:D I feel much better now )

Emy1501

captainhaggis wrote: »

I don't think he's suggesting that people have generated their HPI as a result of hard work - of course you're right in that it was all about being in the right place at the right time. I'm in that situation.... I have made a fair bit of cash on property because I bought at the right time (but it's all tied up in those properties at the moment, so we'll see how much I actually make).

What he's suggesting is that people's hard work enabled them to buy the house which, in turn, enabled them to benefit from the HPI.

Am I right, Hamish?

What hard work though? When my parents bought they paid about 3-4X single wage, when I bought it was 3.5X single wage now its about 7X in my area? What was all this hard work people were doing? Surely its way harder now than then? Why people keep trying to make out how hard it was? Are they just trying to justify their HPI? Why do they need to?

Why not just admit they could not care less about future generations.

Mr.Brown_4

No

HAMISH_MCTAVISH wrote: »

(:D I feel much better now )

Hmmm. I think you are being a bit unfair Hamish. Not everyone can get a decent well paid job - either through opportunity, or skill , or luck. So not everyone can climb onto a housing ladder, particularly if it is overpriced. Not really fair to expect people to move miles away from their families, friends network, local area. Some will, some should not have to.

You know Hamish, I have got the message. You bought a house, you have a job. Well, big deal, it isn't everything you know. Try a little bit of compassion and understanding some time - you know - give something back to celebrate your good fortune.

btw - I'm not a socialist, I don't really care - I just think not everyone is lucky, and they don't need slagging off into the bargain.

Emy1501

HAMISH_MCTAVISH wrote: »

Pretty much.

[rant]

I am sick to death of people denigrating property owners and sneering at "unearned wealth", and it's most often the non-property owners who do so.

It's so obvious that this is nothing more than the shallow "politics of envy"
nonsense that we so often hear form the same crowd.

"Luck, fortune, right place at right time"...... blah blah blah.

We all have choices to make in life. People that bought property took a risk, worked hard for it, and probably sacrificed a lot of other things to do so. And most of them gained as a result.

Many other people chose not to buy property, to instead p1ss away money in their 20's and then wake up one day to realise they could no longer afford a house. These people then expect an almighty crash to come along and save their bacon.

Well, tough !!!!!!....

They screwed up, they didn't buy, a significant correction occurred, bigger in percentage terms than the last crash, they got greedy and still didn't buy, and now they want to bleat about owners having "unearned income" or "paper wealth" and so the state should implement policies that would redistribute it to them.

Well sorry, thats not how things work.

They had their chance. It's not as if the advice to buy as young as you can hasn't been drilled into every youngster for at least my whole adult life. And no doubt for generations before as well. Everybody knows thats the right thing to do.

These crashaholics thought they could do better. They thought they could game the system. They thought it would be "different this time", that some magic fairness fairy would come along and reward them for being lazy, incompetent, and failing to plan for their future.

Well thats not going to happen.

Life isn't fair. Never has been, never will be.

If you can't afford a house where you live now, then move somewhere cheaper, or make more money.

Those are your only two choices.

[/rant]

(:D I feel much better now )

Sorry Hamish my Kids are 14, 2 and 1 when exactly were they to buy? Again Hamish how was it harder for you to buy when you bought than it will be for my Kids in 20 years time or so?

I have 6 figure HPI from buying in 96 please explain exactly how it was so hard?

wymondham

No

No point..... As long as people continue to buy overpriced houses then they'll be a problem....

moggylover

Yes

captainhaggis wrote: »

I don't think he's suggesting that people have generated their HPI as a result of hard work - of course you're right in that it was all about being in the right place at the right time. I'm in that situation.... I have made a fair bit of cash on property because I bought at the right time (but it's all tied up in those properties at the moment, so we'll see how much I actually make).

What he's suggesting is that people's hard work enabled them to buy the house which, in turn, enabled them to benefit from the HPI.

Am I right, Hamish?

But the trouble is that nowadays the amount of work necessary for all but the very well remunerated is almost unimaginable! The wages just bear no resemblance to the housing costs in the vast majority of areas and indeed, our Government has to "top-up" the wages of even fairly well paid people in order that they can afford to live at all in our HPI'd country and still expect to be able to do normal things (the things most people work for) like having a home and a small family!

It was not easy for me to raise the deposit on my own when I bought. Nor was it easy to GET a mortgage as a single woman on her own at that time. However, despite all that it was a damned site easier than it is now!

We have longer working weeks than 20 years ago for many. We have shift systems that are intolerably unfair to the worker and make nice little earners for the employers (try the big supermarkets for instance: 20 mins late for your shift they dock your pay - but it is perfectly normal to be 15/20 mins or more late away from your till and you won't get a penny extra!)

The entire system is ridiculous - and the eventual result would be that houses would be worthless because only a handful of people could ever afford to buy even one!

Hamish dear, without the poor old first time buyer your HPI is worthless, because no-one will be moving anywhere as no-one will be able to afford the bottom rung, and it will be pointless btl buyers buying them as people will simply not be able to afford the rent;). You really are a mindless troll sometimes you know:rolleyes:

HAMISH_MCTAVISH

No

moggylover wrote: »

some socialist claptrap

Moan all you like.

As long as we continue to add an additional 250,000 households a year, but only build 80,000 houses, prices are only going one way. Sure, there may be blips, as we have just seen, but the only way is up over the medium to long term.

There are still only two choices.

Choose to position yourself to take advantage of that fact, or choose not to.

It really is that simple.

Mr.Brown_4

No

HAMISH_MCTAVISH wrote: »

Moan all you like.

As long as we continue to add an additional 250,000 households a year, but only build 80,000 houses, prices are only going one way. Sure, there may be blips, as we have just seen, but the only way is up over the medium to long term.

There are still only two choices.

Choose to position yourself to take advantage of that fact, or choose not to.

It really is that simple.

I'm not really the marching type but this garbage makes me feel like marching. If by good fortune the route went past your house I'd quite like to throw stones at it.

moggylover

Yes

HAMISH_MCTAVISH wrote: »

Pretty much.

[rant]

I am sick to death of people denigrating property owners and sneering at "unearned wealth", and it's most often the non-property owners who do so.

It's so obvious that this is nothing more than the shallow "politics of envy"
nonsense that we so often hear form the same crowd.

"Luck, fortune, right place at right time"...... blah blah blah.

We all have choices to make in life. People that bought property took a risk, worked hard for it, and probably sacrificed a lot of other things to do so. And most of them gained as a result.

Many other people chose not to buy property, to instead p1ss away money in their 20's and then wake up one day to realise they could no longer afford a house. These people then expect an almighty crash to come along and save their bacon.

Well, tough !!!!!!....

They screwed up, they didn't buy, a significant correction occurred, bigger in percentage terms than the last crash, they got greedy and still didn't buy, and now they want to bleat about owners having "unearned income" or "paper wealth" and so the state should implement policies that would redistribute it to them.

Well sorry, thats not how things work.

They had their chance. It's not as if the advice to buy as young as you can hasn't been drilled into every youngster for at least my whole adult life. And no doubt for generations before as well. Everybody knows thats the right thing to do.

These crashaholics thought they could do better. They thought they could game the system. They thought it would be "different this time", that some magic fairness fairy would come along and reward them for being lazy, incompetent, and failing to plan for their future.

Well thats not going to happen.

Life isn't fair. Never has been, never will be.

If you can't afford a house where you live now, then move somewhere cheaper, or make more money.

Those are your only two choices.

[/rant]

(:D I feel much better now )

What total self-pitying drivel from a self-satisfied smug ..............!:mad: I do not envy you - I also bought many years ago when it was difficult but affordable even with a moderate wage! I have benefitted from HPI, but I do not consider that that makes me fortunate - and it certainly does not equate to hard work! Nor does it make me feel that HPI is in ANY way a good thing! The only people that truly get to be better off from this is the banks and financial institutions (most of us have to die before we can enjoy the full benefits of that HPI) and that was the major reason that Thatcher pumped the right to buy scheme down peoples throats! She had no intention of making their lives better - her cronies had persuaded her that the more people were dependant on the banks and building societies the more one had them by the short and curlies and the more money could be made from them.

I would simply rather live in a Country that has decent homes for people at sums they can afford and for everyone to have the chance of a future: and do you know why? Because only when people (and that means all of the people of the Country) feel that they have a chance of a life will they make the effort to have one and only then will we address the ills of Society that morons like yourself will equally bleat on about and blame on laziness and dishonesty.

I want MY kids to have lives as well - not go without so that some selfish old fogey can live in decadent self indulgence in old age:rolleyes: