Remortgaging opinions

dimbo61

How much can you put into a corporate bond ISA each year £10200 ?
If the OP reduces the term to 10 years and changes to repayment and then overpays by £500 a month his mortgage payment would be £6,104 a month for the next year!
Come 2011 the mortgage balance would drop by over £65,000 and hence the monthly mortgage payment would be less in 2011.
Doing this for the following 2/3 years would reduce his mortgage by over £200,000 before the lump sum is used up in overpayments and is the best way to become MF.
He would still have another 5 years on the 5.34% deal and a much smaller mortgage balance with NO FEES TO PAY.
This is only my opnion and someone will be along with a much better idea