DF at 24

Lyndach

Hello Everyone!
I'm starting this in the hope that I will stick to my aim and be debt free before I'm 24yrs old.

(and now my rambles)
I'm 23, as of 27/11, I'm a mother to a 4 month DD and a Fiance to a even more in debt man. I'm currently £2,860 in debt, which I know is not alot compared to some people but i'm still struggling. I do live at home still with my mum, brother and fiance, so our bills aren't high.
Currently I'm on Mat leave earning £400 a month but in February I go back to work, and will drop to £230! and my outgoings? well now that's a lovely £345pm.
I get £160 CB/CT pm so that will go on my outgoings which are
Rent/gas/elec/food: £200
Natwest:£820
CC:£430
Catalog: £1,560
Baby: £45 to £60
Personal hygiene bits: £5
So I shall be left with £40 a month to put aside and pay my bills off quicker, well that's the plan anyway.

savingholmes

Congrats on your little one. Try the Make £10 a day challenge as a way of upping and potentially doubling your income. It can be done - you will find the link on the DFW board

Lyndach

Thank you! I had a look and made 50p so far haha!
Just been reading my paperwork for my maternity leave and I may be able to extend it and not loose any money. Though I wont find that out till Wednesday, been so stressed I've mad myself ill.