We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Self-Employed Mortgage Options?

Hi,

I see there are a few folks on here that 'know' what they are talking about... so I hope you can help! :confused:

My fixed rate mortgage expires on July 31st (and reverts to the normal rate.) I want to find a better rate and change but Nationwide will charge me a few hundred pounds to do this - even though for new customers the charge is only £50 or so.

he thing is - I would be tempted to shop elsewhere IF I wasn't self-emplyed (as is DH) and I only have accounts for around 2 years - and DH only a year (as that is when he became SE.)

The companies I have spoken to (VIRGIN ONE ACCOUNT was included) seem to all get raised hair and eyebrows when you mention SE...

Help - anyone??
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.