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One debt Vs 100 days ~ Take Two

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Comments

  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have decided to use savings to pay my barclaycard off - so in prep for transferring them - have paid another £263.85 off
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    Good morning everyone. £8 for me today please.

    £600 remaining.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    morning all. £2 for me please. leaving £172.36
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • SazM030306
    SazM030306 Posts: 1,317 Forumite
    £15 for me today, received cashback from switching gas and leccy :)


    debt.png


    Saz xxx
    :heart2: THANK YOU MARTIN!! :heart2:
  • dentonemma
    dentonemma Posts: 240 Forumite
    £123 for me today.
    Pay £7,500 in 2011 paid £29,325 No 43 OP £21,825
    Olympic 78= £20,000 paid £35,708 over paid £15,708
    Mortgage over payment £1996/£1497 paid in 2011
    sealed pot 4 number 845
    Weight Loss 29lbs/13lbs
  • vinzpipa
    vinzpipa Posts: 17 Forumite
    another117.29 for me today please
    debt 2010 jan. £26623, feb. 26014.88, mar?????
    £1646.29/3000
    50 months to go til debt free(2/10)
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    £2 for me today :)
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • **Upsy_Daisy**
    **Upsy_Daisy** Posts: 256 Forumite
    Wahey

    Aint paid owt of today but OH reports that he saw a fly!!

    Yipppppppeeeeeeeeee

    Summer's coming - lets strip off (well scarves for a start)

    UD XXXX
    Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
    02/10 Now £3.12 due to repayments, BT and :money:
    Olympic challenge £5081/£28,000 (18.15%)
    Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
    1 debt in 100 days £2886/£3839
  • Xevius
    Xevius Posts: 52 Forumite
    ooooh I can't wait for summer...even the daffodils think it's too cold in our garden!

    £204 paid online leaving £306 for me today please PAP :j
    DFW Nerd #1219 - Proud to be dealing with my debts!...part 2
    LBM August 2009 £25,019 :eek: [STRIKE]April 2011 £21,765[/STRIKE] :)
    November 2012 £27,842 :mad: Took my eye off the ball & stopped reading MSE :oDebtfree target now July 2018 :eek: Poo!
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    £5 for me today please.

    £595 remaining.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
This discussion has been closed.
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