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One debt Vs 100 days ~ Take Two

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 18 January 2010 at 12:51AM
    min payment went out so minus the interest that makes £10.09 paid off

    Plus i set up to transfer money from my online banking save sending cheques or ringing up each time i want to make a payment. i sent some money last monday and wanted to check it had worked before i sent any more. anyway it has so i made 6 PAD's in one go making another payment of £15

    this brings the balance now to £1573.24
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's past midnight so it's officially monday. PAD of £2.50 done as i won't get chance during the day to do it (i work nights)

    balance now £1570.74
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • I m officially rubbish, glad I am though, was feeling a bit low as I took a few pounds out of this debt pot to make sure I had enough to get a bill paid and well I'm glad I did as it has gone out this morning and the money that comes into cover it doesn't hit till this afternoon, deep breathe that was close. Will replace the money into my savings later. Its just abit gutting to have to dip into my fund that i want to have to get rid of the OD.

    Oh well needs must, I kow this month was going to be tough.

    Other than that all is going well...

    Hope everyone is doing ok (off i go to catch up the thread)

    Duckie

    PS sorry for the little wing x
    To be figured out!
  • Morning everyone. £10 for me today please.

    £330 remaining.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • due to an unexpected windfall i have managed to pay £72.34 to mine and cleared my Cap one debt :j:j:j had to put hat huge as i am so excited, plan to close this account once it is showing online that it is cleared

    can i now add £267.62 that i want to clear off Dh's cap one card, aiming to be shot of both cap one cards for summer time.

    thanks
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • Well done Chocolatebum! How do you feel? It would be very tempting to treat yourself with a windfall.

    I've managed to put another £50 to one side for my Barlaycard debt. It's 0% so I'm keeping the money in an offset savings account and hoping to pay the whole lot off in one go before the interest-free period ends. I've paid off just a few pounds here and there which I'll count at the end. So far, that brings the debt to just under £1000 (£400 paid off).
    Clothes challenge 2011 £254.08/£500!!!
    Toiletries challenge 2011 Trying!
    :j:T:j
  • Well done Chocolatebum! How do you feel? It would be very tempting to treat yourself with a windfall.

    I've managed to put another £50 to one side for my Barlaycard debt. It's 0% so I'm keeping the money in an offset savings account and hoping to pay the whole lot off in one go before the interest-free period ends. I've paid off just a few pounds here and there which I'll count at the end. So far, that brings the debt to just under £1000 (£400 paid off).

    it feels great, alongside paying that i paid a few other bills off knocking about 6 months of my debt free date :j:j

    after my post came today i am even more determined to get rid of hte crap one cards DH's apr has jsut been put up to 39.94% :eek: so i think he will be opting out of the increase and closing the account
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • babes21
    babes21 Posts: 1,665 Forumite
    Well done Chocolatebum :T.

    £2.93 for me today pap.
  • I found some SA Rand from 2008 in a drawer over the weekend - changed it up at the post office and put it on the card - another £60 off the totals

    UD
    Total debt at 01/01/2010 £34,262 (Excludes mega mortgage) Daily interest £12.42
    02/10 Now £3.12 due to repayments, BT and :money:
    Olympic challenge £5081/£28,000 (18.15%)
    Aim to lose 35 lbs from 01/01/2010 to 30/06/10 9.5/35
    1 debt in 100 days £2886/£3839
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Another small one for me today please, didn't think I'd have this but I have enough electric to last me until Friday when I get some money from work I am due (part of a train fare I had to pay for training and hadn't got all back yet) so that £10 and £1.88 loose change in the bank makes £11.88 off MBNA today. :j

    Sorry about all the odd pence PAP. Roll on payday when I can use Gecember's overtime to make a big deht in this :)

    Well done everyone else so far, am loving this challenge :T

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

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