couple of questions re/csa

mrsnem

hiya there just a couple of questions i have about the csa

cut a long story short or try to

nrp my new hubby pays his ex 300 month for his 2 kids he is only on 800 a month
nrpp me obviously has 6 children that are not his but living with us and we r expecting number 7

obviously we are on csa 2 as they take into account all the money coming in i do not work but they take into account all child tax credits recieved for my kids we do receive wtc to as we are on a low income so tops up our money well did do until she got her hands on it

anyway is it really worth my while actually claiming anything for this baby when it is born cos surly when she finds out we have had a baby she will claim for yet more money so everything i will get for this one will just go straight towards her me and o/h have seriously considered not claiming a penny whats the point

the other situation is that we have just currently in the process of claiming dla for 2 of my children as we have ben told we should i have one daughter with cerebal palsy and another who has learning behavioural pssoible autistic still waitting for diagnosis but still have been advised by social services we are within our rights to claim for hiim as well.

can the csa take into consideration dla money i recieve for my children

many thanks

xx

DUTR

I'm lost somewhere, anyways from his 800 per month he would be contributing 150 per month the rest is arrears (assuming csa2) , the rest of CTC etc will also vary it but not by anything to write home about.

kingfisherblue

I don't think DLA can be taken into consideration as this money is usually disregarded for most things - it is there to help you cover the additional costs of disability.

I'm not sure about CTC. I thought it was WTC that was taken into account, not CTC. I believe that there is a CSA calculator so that you can check to see if you are paying the correct amount. also look at the letter telling your partner how it has been worked out. By my reckoning, on £800 he should be paying about £120, but I haven't included any WTC or CTC. This is assuming no arrears are payable.

Net pay = £800
Disregarded amount = £200 (25% because there are more than three children in his household)

Amount left = £600
20% CM for two children = £120

I think I have worked that out correctly for CSA2. It's how my CM from my ex is worked out, except that his includes WTC and an amount for arrears has been added on. As a result, he pays £354 a month for two children (net pay £186, but WTC takes total up to £315)

LizzieS_2

mrsnem wrote: »

anyway is it really worth my while actually claiming anything for this baby when it is born cos surly when she finds out we have had a baby she will claim for yet more money so everything i will get for this one will just go straight towards her me and o/h have seriously considered not claiming a penny whats the point

You can claim child benefit - £14 per week which does not go into csa calculations anyway.

You can also claim £43 per week child element of tax credits, plus an additional £10pw for the first year. Any claim made against the tc will only result in 20% of 75% of the amount being "lost" so you will still be better off claiming.

shell_542

kingfisherblue wrote: »

I

I'm not sure about CTC. I thought it was WTC that was taken into account, not CTC.

As the OP is not working, so her partner is earning more than her ... the CSA class all of the child tax credits and working tax credits they receive as a family as the "NRP's income".

I'd do some calculations before deciding not to bother claiming at all.

How much would you get when your new one is born?

Then work out how much you get a week from partner's net income and all CTC/WTC (you will get the higher amount while baby is under 1 as Lizzie said, which sadly means, more taken off you though) ... reduce it by 25% first for your children at home and then work out what 20% if the remainder would be to go to the PWC. If you're better off than you are now, then claim.

(Plus taking into account any reduction you get for time the children stay overnight at your house. If they do stay over night, more than 52 nights a year, it's easier to work out the net weekly income (from Partner's earnings and tax credits) and then use the calculator on the website.)

kelloggs36

They would only take 20% of 75% of the tax credits, leaving you with the larger portion - so of course it is worth claiming.