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car lease/hp

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jw30
jw30 Posts: 65 Forumite
Is there any companies around who offer vehicle finance for people who have no proof of employment, or proof of income?

Or would i need 3-6 months bank statements showing money paid in?

I would be prepared to put cash down up to £2000 and £200-250 per month? just wanna get a newish car I am on the voters for about 3mths! and have a bank account.

Non status would be ideal.
Bank Account: Abbey No Overdraft & Electron!, Lloyds TSB Premier,
Credit Card: Vanquis Limit £250, Sygma £400, Captial One £200
Catalogues: Freemans Limit £200
Jacamo Limit £1000
Marshall Ward Limit £200
Mobile: 3 network £20 pm x 24mths, Vodafone £35pm

Comments

  • inmypocketnottheirs
    inmypocketnottheirs Posts: 4,745 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 30 December 2009 at 8:12AM
    Try https://www.carloan4u.co.uk. I have used them in the past and they have always come up with the goods. They use British Credit Trust and MoneyWays (a subsidiary of Secure Trust).

    You will pay a high rate of interest, around 20-24% APR. However, as their finance is always HP, you can always do a Voluntary Termination after half the payments have been made and walk away from the vehicle. Google Voluntary Termination for more info.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • jw30
    jw30 Posts: 65 Forumite
    Shame just got this message now will ring em in the morning, did u need to supply wages slips, work address, telephone numbers? or just a bank statement to show you can afford the rentals.

    Do they do a car finance in this way?

    I put up a deposit 5x mb then £200+ pm? Also I will have only been on voters since jan 2010 and have my bank account open since then too is that a prob?
    Bank Account: Abbey No Overdraft & Electron!, Lloyds TSB Premier,
    Credit Card: Vanquis Limit £250, Sygma £400, Captial One £200
    Catalogues: Freemans Limit £200
    Jacamo Limit £1000
    Marshall Ward Limit £200
    Mobile: 3 network £20 pm x 24mths, Vodafone £35pm
  • I am self employed via my own ltd company and just provided bank statements and a recent utility bill.

    Please let me know how you get on.
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • js78
    js78 Posts: 153 Forumite
    Rang up the cars4u & got a decline due to my self employed status, I then applied to credit plus my application is with the underwriters & has been since 12:30pm don't hold much hope!.

    As I am self employed if I opened up a Limited Company and appointed myself as director, get business bank account & the like would I stand a better chance of getting it overturned?

    As a new start up company? my accounts are all statisfactory, but i have like 40 credit searches! most from applying once to a broker for a payday loan & had 25 applications in one day to every single payday company going.

    Other than those I had about 10 until last month.
    JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.
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