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thank you all

just like to say tahnkyou to martin and all the posters on all the boards. I did'nt do an SOA as my debts are not huge about £3000 but I have taken everyones advice. Put my savings in my current account as I was so over my overdraft limit last month I got charged £125. My savings are for a visit to Oz in November to visit relations one of whom is very ill so I still intend to go. I have changed to Talk Talk 3 which should save about £20 a month, switched my car insuraqnce and paid by credit card then did a lob to intellegent finance. Also been following all the tips on old style and doing my own store cuboard challenge. I have been lucky enough this month to get a £200 bonus from work and also £159 on employee share dividend which I had forgotton I had. So after being paid today I am for ONCE actually in credit. I wont be getting out of debt this year because of going to Australia but I shall keep up with the being extremely tight and have just turned down going out with my friends from work for a chinese (sigh). Going shopping when I am off here as there is nothing much left in my store cupboard and we have had some very unusual meals this week. I have to buy ds guitar strings and sons bike tyre, but intend to go to boots for free offers and aldi for food. Unfortunately I work for a supermarket so it is very easy to overspend when I am there every day and see customers doing it all the time. Anyway thanks a lot everybody.
Anyone who lives within their means suffers from a lack of imagination:beer:

Oscar Wilde

Comments

  • Mirtos
    Mirtos Posts: 728 Forumite
    well done. Folks on here are amazing aren't they? Keep it up!xxx
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • kevin_M
    kevin_M Posts: 551 Forumite
    well done :)..
  • Sounds like you are well in control of your money now.
    Well done
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