We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

thank you all

just like to say tahnkyou to martin and all the posters on all the boards. I did'nt do an SOA as my debts are not huge about £3000 but I have taken everyones advice. Put my savings in my current account as I was so over my overdraft limit last month I got charged £125. My savings are for a visit to Oz in November to visit relations one of whom is very ill so I still intend to go. I have changed to Talk Talk 3 which should save about £20 a month, switched my car insuraqnce and paid by credit card then did a lob to intellegent finance. Also been following all the tips on old style and doing my own store cuboard challenge. I have been lucky enough this month to get a £200 bonus from work and also £159 on employee share dividend which I had forgotton I had. So after being paid today I am for ONCE actually in credit. I wont be getting out of debt this year because of going to Australia but I shall keep up with the being extremely tight and have just turned down going out with my friends from work for a chinese (sigh). Going shopping when I am off here as there is nothing much left in my store cupboard and we have had some very unusual meals this week. I have to buy ds guitar strings and sons bike tyre, but intend to go to boots for free offers and aldi for food. Unfortunately I work for a supermarket so it is very easy to overspend when I am there every day and see customers doing it all the time. Anyway thanks a lot everybody.
Anyone who lives within their means suffers from a lack of imagination:beer:

Oscar Wilde

Comments

  • Mirtos
    Mirtos Posts: 728 Forumite
    well done. Folks on here are amazing aren't they? Keep it up!xxx
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • kevin_M
    kevin_M Posts: 551 Forumite
    well done :)..
  • Sounds like you are well in control of your money now.
    Well done
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.