Token payments to creditors

funkyfish586

Hi all, our DMP is being set up & we have been told to make token payments to all of our creditors this month. woman from payplan was very vague on it & just said to cancel all direct debits and pay them what i wanted ( obviously wanted to leave work for xmas)

What should i do to pay them? post or by phone? and should i write them a letter etc? im really confused

thanks
tashx

pie_man_2

i paid all my cresitors £1 each untill my dmp was set up paid using payment slip on my statement .payplan sent all the letters to my creditors .hope this helps

funkyfish586

thank you, for a lot of our credit cards its all done online & would take ages to get a statement sent & i need to mae a payment around the 5th. It looks like i will be making the token payments before payplan have sent the letters out so should i write a letter with a cheque? x

pie_man_2

i sent token payments before the letters were sent ,the creditors will phone you just tell them you are setting up a dmp with payplan give them your paypan ref number if you have got one .

Poosmate

funkyfish586 wrote: »

Hi all, our DMP is being set up & we have been told to make token payments to all of our creditors this month. woman from payplan was very vague on it & just said to cancel all direct debits and pay them what i wanted ( obviously wanted to leave work for xmas)

What should i do to pay them? post or by phone? and should i write them a letter etc? im really confused

thanks
tashx

Im sure the woman is entitled to some time off for Christmas and considering these people are working for you for free a little festive consideration wouldn't go a miss from you.

funkyfish586

Poosmate wrote: »

Im sure the woman is entitled to some time off for Christmas and considering these people are working for you for free a little festive consideration wouldn't go a miss from you.

sorry but if you didnt like what i put you didnt need to respond with your comment which is slightly rude!

And i was extreamly grateful to her thank you

pie_man_2

reply to POOSMATE we are here to help and avice as much as we can funkyfish586 only wanted extra acvice

DVardysShadow

funkyfish586 wrote: »

sorry but if you didnt like what i put you didnt need to respond with your comment which is slightly rude!

And i was extreamly grateful to her thank you

Please understand that Payplan and the other free DMP outfits are held in high regard here. Whether or not you meant it, your comment about the woman wanting to get away for christmas was taken as a criticism. Hope that explains the reaction you got.

funkyfish586

i completely understand how it could have seemed snotty but to be honest it was meant completely lightheartedly & i didn't feel like his comment was needed. I was asking for advice & that's why i posted, i in no way bad mouthed pay plan & think the work they do are great. I would never have a go at someone on a forum for writing a comment & i took offence to it. I didn't come on here to argue so i would like to forget about it now. x

bluesmurf_2

Come on funkyfish, keep your spirits up and keep posting. I am sure you will get all the help you need after what you think is a bad start. I am in the exact same boat as you so lets help each other through this as there are loads of people on here who have gone through this s**t before. Please help everyone, stress can get everyone on edge lets give all the help we can. PLEASE:T

funkyfish586

bluesmurf wrote: »

Come on funkyfish, keep your spirits up and keep posting. I am sure you will get all the help you need after what you think is a bad start. I am in the exact same boat as you so lets help each other through this as there are loads of people on here who have gone through this s**t before. Please help everyone, stress can get everyone on edge lets give all the help we can. PLEASE:T

thank you , im ok im eating cake! who cant be happy when eating cake! x