Issues with payments...

Quassi75

Not sure where to post this bit...
My stepson (who no longer lives in the house!) Has bene spending money like its going out of fashion and has been kicked out of his rented house because he didnt pay the rent.

He now has a job as a canvasser but is still using our address for all his post and bills ect... he has contacted a debt help company (or so he says!) to help him with his finances as he is so in debt and has ignored paying so many bills in the past few months.

Come home the other day and he signed himself up to another new contract phone for 24 months. Firstly I dont know why orange let him have it, as they already closed one of his phones for not paying. So really dont get why they gave this to him. it was delivered by a courier company and our neighbours signed for it. i really want to send it back, as I know he cannot afford it and he only contacts us once every few weeks for his post and thats it. He doesnt answer our phone calls our emails, Facebook messages ect...

So we have started sending all his bills, post ect back to where they came from as he no longer lives here, as getting fed up with it. How do I go about sending this phone back to Orange? No return address on the package..

And why do orange still let him have a contract (Iphone) if he is in such money trouble??

Cheers..

fredfedup

Not sure this is the right section for you, but hope this helps a bit. Get in contact with Equifax, Experian etc..( sorry not sure what the other one is called) and let them ALL know that you have no financial association with him! You could find your credit rating affected by his problems. As for the phone I would send it back stating he no longer lives at your address. Incidently I think you pay a small fee (£2?) to declare dis-association. Definitely look it up!
Best wishes
Fred

computershack

Take the phone into an Orange shop and hand it back to them there, stating that the applicant doesn't live at your address and you're not accepting it. Get a receipt from them.

After that, leave it to your stepson to sort it out.

Quassi75

He came down the other day and picked it up, so cant drop it in there anymore...

fiveyearplan

If the phone and all the other debt is in his name and you don't have any joint financial commitments with him, it will not be on your credit file. I'm assuming he is an adult and can make his own decisions about his credit rating. Its one of those things that people have to learn for themselves. If you've discussed credit etc with him, then you've done your part. Maybe you could tell him you don't want anything coming to your address anymore, including his bills.

Quassi75

Cheers for that. been telling him that for the past few years.So we have started sending every single one of his letters back as not living here anymore, and he's also not on the registry as living here..

He's a good lad, but needs to understand the value of money and needs to get that we are trying to help him and not going against him...