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I can breathe !!
moomin82
Posts: 227 Forumite
I got paid today and have just paid of my last £538.24 of credit card debt. :T I am now DEBT FREE after having overdraft and credit card hanging over me since the start of my uni days 5 years ago.
2009 is the first year I have really tried to get my finances in order - I've been budgeting more and more and for me is still quite a new and difficult concept for me! But I am really happy to be out of the red. This is the best xmas present I could ever give myself - a clean slate to make plans for the future.
Thank you for your sound advice and no doubt I will be on this forum lots more. Merry xmas to all
:beer:
2009 is the first year I have really tried to get my finances in order - I've been budgeting more and more and for me is still quite a new and difficult concept for me! But I am really happy to be out of the red. This is the best xmas present I could ever give myself - a clean slate to make plans for the future.
Thank you for your sound advice and no doubt I will be on this forum lots more. Merry xmas to all
:beer:
Achievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending
0
Comments
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Excellent news! Congratulations :j
Don't forget to share the good news on the debt-free Roll of Honour. It keeps those of us still in debt sane and gives us hope.
Well done indeed and enjoy the feeling of being debt-free!Thrilled to be DEBT-FREE as of 26.03.10
Hubby DEBT-FREE as of 27.03.15
Debt at LBM (June '07): £8189.190 -
Awww yeahhh.
Where is the Roll of Honour please? I just searched not been able to find it yet >_<
Thank you you will get there soon it is very stressful fighting debt (and managing money in general). This is the first time in my life to be debt free - great!!! Best of luck xxAchievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending0 -
http://forums.moneysavingexpert.com/showthread.html?t=291326&highlight=roll+honour
There you go - and loads of congratulations, that's brilliant news!!LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.0 -
congratulations well done am sooooooo jealous x:happyhear YUMMY MUMMY TO HENRY BEAR AGED 10:happyhearslimming world need to get back to target 25lb to goDisney World here we come May 2018:j0
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Woo, I'm also sending you all congrats. Well done you! :T:T:beer: a few DF's just before Christmas, can't wait for my turn.
MM2Long Hauler No: 51
DMP Mutal Support Thread No: 207
Proud to be dealing with my debts
DFD - June '13, aiming for December '120 -
Woooooop! Thank you!!!!Achievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending0 -
Great news for you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Well done - don't forget to update your sig!Please do not quote spam as this enables it to 'live on' once the spam post is removed.
If you quote me, don't forget the capital 'M'
Declutterers of the world - unite! :rotfl::rotfl:0 -
Just done it ! Merry Christmas to all we are on our way to better things xx
Awesome day. xAchievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff
Goals for October 2018: Eliminate unneccessary spending0 -
Well done moomin. I made debt freedom today too. It's such a fantastic feeling isn't it!?
Hope you have a well earned wonderful Christmas.
Mola x :beer:Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 20090
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