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New DFW here

Hi all,

Just a Message to say hello really. I'm glad to have come across such a helpfull forum.

I will shortly be asking for advice and help on my current financial situation.

I want to get out of debt asap. I'm 22 in about 5k. good thing is I still live at home, so all my wage can go on payments and pay off my debt. I will be posting my SOA at some point this weekend.

I'm also thinking of consilidating my debt, but once i've posted my soa i'm sure you can all guide me along the correct path.

Many Thanks.

Simon

Comments

  • lazy&indebt
    lazy&indebt Posts: 597 Forumite
    Hello & Welcome! Well done for facing up to your debts. Are they loans/credit cards?
    Was debt free... then went travelling!
  • Wonder_Girl
    Wonder_Girl Posts: 999 Forumite
    Howdy,

    welcome, It's great you want to pay your debts, and there are loads of people who will guide you along the way, I must say however i don't think consilidating is the way forward.....:)
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i agree with wondergirl! consolidation is not the way to go, however, welcome to DFW!!! im sure you will find this a great (and addictive) place to come to reduce your debt!
    November NSD's - 7
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Hello and welcome. You will be debt free before you know it.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Wonder_Girl
    Wonder_Girl Posts: 999 Forumite
    Oh Oh Look! i'm a not so newbie now :D:D

    Sorry i was excited....
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
  • Quincifer
    Quincifer Posts: 228 Forumite
    Part of the Furniture Combo Breaker
    Hey and welcome from another youngster in debt (21)! You have definitely come to the right place for help.
    You are indeed very lucky that you still live at home and hopefully with help from here you will be on your way to being debt-free in no time.
    As said above, consolidation is not the way - as soon as you give us your statement of affairs everyone will be able to come up with the best ways to sort it all out.
    Good luck xxx
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi!
    Welcome to DFW. Look forward to seeing your SOA soon - this board is great isn't it! I have found so much help and advice here.

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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