Olympic Countdown aka clear those debts by July 2012!

The_Dragon

Dee_cb wrote: »

Hi Dragon can you change my amount to 7512.06 - had another few things to payout for. Will start again next month. Thank you

Hi Dee - I have you as wanting to pay off £7,627.63 with £7,386.10 left to pay - are you saying that you now have £7.512.06 left to pay?

martafdz

May I join?
I have a total of *checks calculator* £5220 in credit cards, loan and overdraft. I am starting today! Just put a lot of stuff on eBay to help with this! *crosses fingers*.

I was doing really well this time last year, I had my cc at £0, all my overdraft unused, a bit of savings and a £3k loan I used to pay for my MA. I could not work as much since I was a full time student (went back to Uni in my 30s!) and then the spending went out of control when I got married. I just wanted that pretty dress, those pretty shoes, etc. We (OH and I) have paid for the whole lot and even though we managed to keep it under £6k (the whole thing, honeymoon included), I soon realized I could not pay for my half of it. I did not want my OH to pay for my dress or anything, so I used ccs. I wanted a pretty day and I spent too much on it. Even though I am working now, the debts have piled because I was unable to pay for cc whilst paying for the other stuff, and now I have almost doubled the debt I had this time last year. My aim is to clear cc this year, loan and overdraft by July.

The_Dragon

martafdz wrote: »

May I join?
I have a total of *checks calculator* £5220 in credit cards, loan and overdraft. I am starting today! Just put a lot of stuff on eBay to help with this! *crosses fingers*.

I was doing really well this time last year, I had my cc at £0, all my overdraft unused, a bit of savings and a £3k loan I used to pay for my MA. I could not work as much since I was a full time student (went back to Uni in my 30s!) and then the spending went out of control when I got married. I just wanted that pretty dress, those pretty shoes, etc. We (OH and I) have paid for the whole lot and even though we managed to keep it under £6k (the whole thing, honeymoon included), I soon realized I could not pay for my half of it. I did not want my OH to pay for my dress or anything, so I used ccs. I wanted a pretty day and I spent too much on it. Even though I am working now, the debts have piled because I was unable to pay for cc whilst paying for the other stuff, and now I have almost doubled the debt I had this time last year. My aim is to clear cc this year, loan and overdraft by July.

Lots of dancing rodents on getting married and welcome to the race to pay off your debts (vest # 135 if you are interested :rotfl:) - happy debt busting!

The_Dragon

I don't like CC companies, they will insist on adding interest every month :rotfl:, so my percentage paid has dropped a little bit BUT I should be able to start seriously debt busting before too much longer!

Off to update the first post

skaps

I know why can't they just stop charging interest. It would help everyone so much. LOL

martafdz

The_Dragon wrote: »

Lots of dancing rodents on getting married and welcome to the race to pay off your debts (vest # 135 if you are interested :rotfl:) - happy debt busting!

Thanks!!
If everything goes as planned, I might be able to pay £100-£150 this month. I cannot wait to have my money in the account to transfer it and see the whole thing reduce!!

clearing_out_my_pockets

Number 81 here - I have now paid off £4,446.86

martafdz

Oooh! I went to paypal to see if I had any pennies there and I found out I had £11 from survey sites!! I will wait for all my eBay items (~30) to sell before transfering the whole amount to my account, discount p&p and then pay the rest into the cc! Yaaaay!! It made my day! I also accepted a mystery shopping for £10 and another one for £1.50 . I am accepting any work that comes my way, so I really hope that the 1st of February I will: a) Leave the ovedraft, b) pay my share of rent and bills, c) put away the budget for food for the month and d) pay off up to £150 from my debt!! A couple of agencies owe me money from December, so receiving it now should help to the total.

DebtFree2012

Hi All

Op please may I join too:o

I would like to pay off 18785.93 by summer 2012 so this is perfect for me.

I am paid monthly and my statements come out just before pay day so I will update at the end of every month if that's ok?

Good luck to all, it's comforting to see so many people in same situ which sounds completely wrong thing to say but you know what i mean!

The_Dragon

DebtFree2012 wrote: »

Hi All

Op please may I join too:o

Got you

I would like to pay off 18785.93 by summer 2012 so this is perfect for me.

I am paid monthly and my statements come out just before pay day so I will update at the end of every month if that's ok?

Not a problem - people update when they can

Good luck to all, it's comforting to see so many people in same situ which sounds completely wrong thing to say but you know what i mean!

Totally know what you mean which is why I set the challenge up - oh and you are runner #136 :rotfl: