Fri 18th December - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooooood morning and three cheers for the last day of term....holidays are almost here:beer::beer:
It's our work do tonight too, so quite happy about that. One DD to school with me, the other has Inset so having a day at home.

Welcome to the newbies who appeared yesterday.....keep posting here!!
*Waves* to you regulars....hope all well:D

Ok, list for today:

• check banking
• daily scratchies
• packed lunches to school
• buy small fruit shoot bottle....to stash my alcohol in for tonight:rotfl:
• enjoy the last day of term.....woohooo:T

Well, that's my lot for today - not much MSE-ness going on really:o

Have a fab day all:j

Candy0107

Hi Milly - Thanks for starting the thread.

I am sure that I started the thread but it appears to have disappeared! Ho hum

Fay – good luck at work…..to pass my good vibes to you, black, white, pink, red and purple socks are the order of the day!
Lemon Tree – hope you have a good day at work
Yorkshire Belle – I hope you feel better soon
Anna and Jenny + Luke – welcome to the thread

Today I have/will:
· Checked online banking – payday so moved money about
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Use bus pass to get to work
· Take a coffee to work with me as I have to wait for a connecting bus to get me to work
· Charging phones as I type when the electric is cheap
· Have a NSD
· Washing on 30
· Read more of my library book
· While I am in town, go to the library and get my Christmas reading, so far I have advanced excel books but I also need one on boosting confidence and selling myself
· Work really hard at work
· Look for jobs online at lunchtime
· Finnish off an email to an agency who want details of references
· Send the same agency details of where I am able to work and salary expectations
· Going to a friends house for pre-house move drinks (we are helping them move tomorrow in 10ft of snow!)

Good News on the Christmas working week though, had planned on working then got told that I was not needed as there wouldn’t be any post (I would lose 3 days money as I don’t have any holiday and they would not pay me!)…Anyhow, the boss asked me yesterday if I was available for 2 day’s? – This is good as it means that I am only 1 day short, which I can cope with…. as there are 5 Fridays in January, it means that my week’s wages can go into savings as they are not really needed (hope this makes sense)

Scary news though – called to check the deadlines for timesheets with the agency last night, and it turned out that they need them for keying in before 9am today!…Thanks for the notice….it’s a good thing that I called up!

Think that is about it but I am sure there is more to do, take care everyone

Candy xxxx

catmiaow

Morning all,

Milly thanks for starting the thread. Candy I had the same thing with agencies, a complete pain grr

Today I am trying to figure out whether to drive or get a taxi to work as really bad here Not very mse I know!
Go to work and post any work letters at lunch time
Checked online banking
See to pets
Apply for what jobs I can
Take lunch to work
Dinner from meal plan

Found out I wasted my time with that interview on Monday, guy phoned me up to offer me the job, then he phoned back and said he has taken his wife back(she walked out on him and the job) so she will be getting her job back, leaving me out in the cold so to speak! What a waste of time.

Anyway hope everyone has a good day!

brokemedic

Good morning all,

Today I am/have:

do my scratchies
not spend any money on groceries - eat leftovers
phone up c/c company and close one of my cards (woo hoo)
return overdue books (fines building) if the snow disappears

Hope everyone has a good day..

savingforarainyday

Morning everyone.

Thanks to Milly. Hugs to those who are poorly. Good Luck with work Fay.

Just about finished Christmas shopping, went last nite with friend, then food, not really that mse, but we had a good time.

Today I will

Dry washing without the aid of a tumble dryer
Put last few bits on an economy wash
Drop Christmas Cards off.
Check storecupboard to see what I need to buy
Put washing away, iron as little as possible
Clean bath.
Check paperwork to drop off to client
Dinner from storecupboard

Have a good friday everyone

natsplatnat

Good morning!!

Today I have:
Brought sandwiches in from home for lunch
Brought my crimbo cards in to put postage on using company franking machine

I will:
Play free bingo
Charge mobile at work
Do daily clicks

Hope everyone has a good day (I am slightly miffed as we have no snow here at all, but 10 miles away the motorway is closed because of it!)

catspaw

Morning all, it's snowing here so DD's are very ecited ( umm well so am I:rolleyes:)

Today I will be having a NSD and....
Baking hobnobs as per instructions from the Diary of Stripy socks- and they do smell nice cooking
Have a free christmas lunch- the centre I volunterr at is taking thwe volunteers out for lunch
Watch Dvd's with DD's when thwey get back from school
Pay money into the savin accounts
lunch and dinner from cupboards
Build a snowman
Evening in with bottle of wine and new blokey

enjoy your day evryone

Pippilongstocking

Quick list - will catch up in a bit

Sorted out some hokey cokey's
Sorted out house for Mrs Mop coming
*Borrowed money from xmas card to pay her* will put it back later
Picked up mince pies and xmas puds from students at work (cheap and home made)
Bank to check
Walked dog
Got petrol now rather htan later in the week

Meeting at 4pm - and I've done and gone and forgotten my socks (black tights on...........) what am I thinking?????????????????????????

Cheers for the goodlucks - hello to new folks and a few folk here need hugs so chucking a few of them in as well.

Petlamb

Today....

- used up 4 sad looking apples making caramelised apple filled pancakes for mine and OH's lunch.

- had a NSD

- done daily clicks

- will be checking survey sites, doing free bingo and scratchies.

crawley_girl

Hey guys

Today I:

• finished off the christmas shopping
• will be spending the evening wrapping them!
• am having a huge massive jacket potato for dinner - no takeaways!
• have checked online banking
• have moved some money about
• will pop a £2 coin into the tin

Fay - spent £17 in primark this afternoon - all on socks, mostly stripey! Am still looking out for the russian doll socks for you at Tesco but not having much luck... think they are all out!

:heartpuls CG :heartpuls

~Yorkshire_Belle~

Hi everyone
NSD but because I'm ill not because I've been good.
Also slight cheat because car gone for MOT today but won't be ready till tomorrow - doesn't sound promising on the bill front
Suspect boiler about to pack in too so have had to arrange service for Monday
This is not a good DFW week

Hope you are all having a better day! ( Sorry to be glum, even the socks aren't helping)