We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
403b or Roth IRA
Options
nursekim
Posts: 2 Newbie
I have a 403b at my work. I contribute very little and my employer doesn't match. I'm not too thrilled with the company, Citistreet, well, it's more the rep we have....Anyways!
I was wondering if a Roth IRA would be a better choice for me.
A little about us...
I'm almost 30, DH is 30. We have 2 boys, almost 3, and 1. DH is a police officer and has a pension through the city and also a deferred comp plan. I can't remember what he contributes.
I work part-time as an RN.
I heard a rumor that my hospital might bring in Fidelity as an alternative to the Citistreet (Our only option right now.)
I'm not too savvy re: retirement planning.
I'm not too worried about saving for the boys' education. There are loans to help them, but no one will give me a loan for retirement (Thx Suze Orman!)
Any advice is appreciated!
I was wondering if a Roth IRA would be a better choice for me.
A little about us...
I'm almost 30, DH is 30. We have 2 boys, almost 3, and 1. DH is a police officer and has a pension through the city and also a deferred comp plan. I can't remember what he contributes.
I work part-time as an RN.
I heard a rumor that my hospital might bring in Fidelity as an alternative to the Citistreet (Our only option right now.)
I'm not too savvy re: retirement planning.
I'm not too worried about saving for the boys' education. There are loans to help them, but no one will give me a loan for retirement (Thx Suze Orman!)
Any advice is appreciated!
0
Comments
-
This is a UK site and I believe you are making reference to US options. You would be best placed asking these questions on a US site.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
-
oops! Sorry!:o0
-
That explains it, I did not understand what a 403b or Roth IRA was and came back to see the answers to see if I could find out.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards