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5 years on credit file in Scotland??
EstellaK
Posts: 61 Forumite
I read the following statement on a thread and wondered if anyone knew anymore about it
'Defaults and adverse information will stay on your file for up to 6 years
(5 years Scotland)'
Why is it different for scotland?? Is that if you live in scotland or if the company you got credit from is based in scotland.
I am Scottish and I have a satisfied default on my file with the default date of Feb 2001- does this mean that I can ask for this to be removed?
'Defaults and adverse information will stay on your file for up to 6 years
(5 years Scotland)'
Why is it different for scotland?? Is that if you live in scotland or if the company you got credit from is based in scotland.
I am Scottish and I have a satisfied default on my file with the default date of Feb 2001- does this mean that I can ask for this to be removed?
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Comments
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See reply on other thread, I would be interested to hear peoples experinces in scotland though.:rolleyes: It’s hard enough remembering my opinions - without remembering my reasons for them :rolleyes:0
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In the main 6 years I think.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
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