No reply to my offer letters

Toto

A couple of weeks ago I wrote to my creditors offering monthly payments ranging from £70 to £30, to keep them happy until I can pay them off. I enclosed a cheque in my letters (as per debtline advice). All of the cheques have been cashed, not one of the creditors has repiled since. No standing order form, no letter saying yes or no to my payment offer... nothing.

So, do I send another bunch of cheques out next month without actually getting this payment plan agreed? I only have just over a week before I need to think about it all again.

I thought I would have heard something.

Broken_hearted

If they have cashed the cheques take this as acceptance but check they are not charging you.
When you send in your next payment enclose a letter saying that as they cashed the cheques you see this as their acceptance and that you know they got the last letter as they cashed the cheque.

Toto

That's what I thought, thanks! I'm not complaining that the letters have stopped lol but you would have thought they would have said something.

ms_london

Definately agree with Broken Hearted.!

It is a bit cheeky to take your money but not have the decency to respond to your request :mad: :mad: !!

xx

fatbelly

Usually better not to make payment until the offer has been accepted in writing.

I think I'd want written confirmation before sending more cheques off. Do you know if interest has been frozen?