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Pensions Planning: The NUMBER

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  • houseboatdreamhouseboatdream Forumite
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    Part of the Furniture Combo Breaker
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    whiteflag wrote: »
    So its not your number . Why advise others when you dont know what your talking about?

    btw thanking a post accusing someone of being a wife beater just about sums you up.:rolleyes:

    Sorry better let you ladies get back to your chatter.:D

    Bye Bye


    Just when you thought it was safe to start a sensible discussion again the Idiot is back!:mad:
    Back after 9 years in France ... starting again
  • GatserGatser Forumite
    624 Posts
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    Just when you thought it was safe to start a sensible discussion again the Idiot is back!:mad:

    How dare you insult that terribly NICE person! :rolleyes:

    PS I AM being sarcastic..... :rotfl:
    THE NUMBER is how much you need to live comfortably: very IMPORTANT as part 1 of Retirement Planning. (Average response to my thread is £26k pa)
  • houseboatdreamhouseboatdream Forumite
    101 Posts
    Part of the Furniture Combo Breaker
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    If you "google" Truth Financial Planning Software you will see where WF's coming from. Only £197 plus vat per month..............
    Back after 9 years in France ... starting again
  • GatserGatser Forumite
    624 Posts
    Part of the Furniture 500 Posts Photogenic
    Forumite
    whiteflag wrote: »
    So its not your number . Why advise others when you dont know what your talking about?

    Bye Bye

    It's my NUMBER,
    It's YOUR NUMBER,
    It's anyone's NUMBER that wants to participate in this topic Mr.WF

    I am not advising anyone, that's YOUR job! (GHU!)

    Bye Bye
    Over and Out
    Kommen Sie nicht zurück... :T
    THE NUMBER is how much you need to live comfortably: very IMPORTANT as part 1 of Retirement Planning. (Average response to my thread is £26k pa)
  • GatserGatser Forumite
    624 Posts
    Part of the Furniture 500 Posts Photogenic
    Forumite
    If you "google" Truth Financial Planning Software you will see where WF's coming from. Only £197 plus vat per month..............
    Well researched!
    I think I will stick with my spreadsheets and common sense...
    THE NUMBER is how much you need to live comfortably: very IMPORTANT as part 1 of Retirement Planning. (Average response to my thread is £26k pa)
  • GatserGatser Forumite
    624 Posts
    Part of the Furniture 500 Posts Photogenic
    Forumite
    gallygirl wrote: »
    My own NUMBER is around 19 - 20k, based on living abroad (already have a place). I would not want as many holidays but have allowed around 4k for these plus coming back to UK a few times a year, hiring a car etc. Heating much lower (& not offset by air con costs in summer), would not be doing much mileage so less need to update car regularly etc. On the other hand I do want to be able to eat out when I choose etc.

    If I was remaining in the UK & lived in an expensive area for housing I'd be inclined to downsize to release equity rather than have upkeep of a large house for use a few times a year. I'd sooner take the equity & pay for family to stay in a (reaonably priced ;)) nearby hotel.

    Thanks for feedback.
    Now you have me thinking about a place in the sun again!
    Are you in Spain? or where can you recommend?
    Probably need to keep a UK base as well?

    Good idea about the local B&B for relatives... it could work in many ways methinks!

    You only have to look at energy costs in the winter months to realise what savings can be made by living abroad... but I think I would be concerned about frozen pipes etc
    THE NUMBER is how much you need to live comfortably: very IMPORTANT as part 1 of Retirement Planning. (Average response to my thread is £26k pa)
  • edited 28 December 2009 at 9:21PM
    whiteflag_3whiteflag_3
    1.4K Posts
    Forumite
    edited 28 December 2009 at 9:21PM
    Gatser wrote: »
    Now you have me thinking about a place in the sun again!

    Page 3 perhaps?

    PS I AM being sarcastic......:rotfl:

    more likely the classified!!
  • edited 28 December 2009 at 9:50PM
    whiteflag_3whiteflag_3
    1.4K Posts
    Forumite
    edited 28 December 2009 at 9:50PM
    Just when you thought it was safe to start a sensible discussion again the Idiot is back!:mad:

    Oh dont get like that shedshipnightmare your not an idiot!!!! Its that whiteflack character you need to worry about its terrible isnt it , why hasnt he been banned?

    Thanks for the add btw - do us a favour post the link or better still get Gatser's DH to do it in his second post once hes been out for another walk.;)
  • edited 28 December 2009 at 9:33PM
    whiteflag_3whiteflag_3
    1.4K Posts
    Forumite
    edited 28 December 2009 at 9:33PM
    Gatser wrote: »

    Bye Bye
    Over and Out
    Kommen Sie nicht zurück... :T

    Didnt your old man bomb our chippie?
  • whiteflag wrote: »
    Didnt your old man bomb our chippie?
    Doesn't this make you too old to be alive~?
    The only thing that is constant is change.
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