We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Housing costs
CSA_Help
Posts: 1,318 Forumite
What do the CSA deem as housing costs
Example
£600 pm mortgage £138 weekly
180 pm council tax £34 weekly (divided by 10 months)
This is a CSA1 calculation
Is this split between the protected and non protected calculation
Any experts out there
Example
£600 pm mortgage £138 weekly
180 pm council tax £34 weekly (divided by 10 months)
This is a CSA1 calculation
Is this split between the protected and non protected calculation
Any experts out there
0
Comments
-
They should allow all the mortgage payment as housing costs.
With the council tax, with mine, they took the yearly bill & divided it by 12 & that figure was included in the personal allowance part of the calculation.Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
CSA case closed on 02/09/10 :beer::beer:0 -
They haven't added on the council tax bit but i see now they don't allow council tax as my partner has declined to give them her details so im on IMA B assesment .0
-
housing costs are your annual monthly payments divided by 52 to get your weekly payments. They include interest and capital. For you you won't get council tax because it is only included in the protected income part of the calculation so you don't get any protected income.0
-
If i supply my wifes details will my assesment go up ?0
-
No as you are paying the full rate now with no protected income.0
-
kelloggs36 wrote: »No as you are paying the full rate now with no protected income.
So, in the light of the above, surely there is no vaild reason for CSA_Help to give his wife's details at all then?
CSA_Help.....don't do it!0 -
No you would not get an increase in your assessment because you are paying the full amount at the moment. It cannot increase - it could go down but if you don't have any children in your household, then it is unlikely to do that either.0
-
kelloggs36 wrote: »No you would not get an increase in your assessment because you are paying the full amount at the moment. It cannot increase - it could go down but if you don't have any children in your household, then it is unlikely to do that either.
Kelloggs
I have a child in my household .The PWC has a nil income as she is on benefits (multiple) and her husband works .I am loath to give them my wifes details even though they have her employee number bank account number which was recorded when she got ctc when our child was born .THis was discovered when i got my DP file0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards