We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
credit score 999
Options

mrpatterson2008
Posts: 1 Newbie
in Loans
im 22 and recently checked my credit score, it was 999, so im very pleased. What sort of interest rate am i looking to be paying on a loan when i have that credit score??
0
Comments
-
No-one can answer that, for goodness sake......0
-
Apply for a loan and see what you are offered is the only realistic answer.
The Experian score, whilst an indication of overall creditworthiness, is largely meaningless in the real world.0 -
Apply for a loan and see what you are offered is the only realistic answer.
The Experian score, whilst an indication of overall creditworthiness, is largely meaningless in the real world.
Agree 100%.Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
mrpatterson2008 wrote: »im 22 and recently checked my credit score, it was 999, so im very pleased. What sort of interest rate am i looking to be paying on a loan when i have that credit score??
Some people are so so easy to please:j:j:j0 -
18-21 20%
22-25 18%
25-30 15%
goes not only on scores0 -
There is loads of articles on this site about the 'score' Not all good though. Each lender have there own credit score and really this score(CRA's) does not mean too much. You need to look at your own credit file and see if you have any missed payments and things like how much credit you are using etc. Some people have a score of 999 and still get refused as they may have to much credit for example.0
-
So mrtwatterson....
What number am I thinking of now?
Theres your answer.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards