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Driving Down the cost of my loans
So here is my situation,
Currently have a £25,000 loan with Barclays bank and a £10,000 loan with egg, I also have a Gold Barclaycard with a £5,500 limit (currently around the £1,500 mark) and an egg card with a £4,000 limit (currently at the £2000 mark).
I pay £380 a month to Barclays loan
£185 a month to the Egg loan
Min payments on both the Barclaycard and Egg card.
Is there any way I can reuce these monthly payments without being either a credit card tart or more borrowing? I have been declined credit cards and credit in the past few month trying to be a credit card tart and reduce the interset and or payments.
Has anyone else been in a similar situation??
Just looking for some guidence
Currently have a £25,000 loan with Barclays bank and a £10,000 loan with egg, I also have a Gold Barclaycard with a £5,500 limit (currently around the £1,500 mark) and an egg card with a £4,000 limit (currently at the £2000 mark).
I pay £380 a month to Barclays loan
£185 a month to the Egg loan
Min payments on both the Barclaycard and Egg card.
Is there any way I can reuce these monthly payments without being either a credit card tart or more borrowing? I have been declined credit cards and credit in the past few month trying to be a credit card tart and reduce the interset and or payments.
Has anyone else been in a similar situation??
Just looking for some guidence
0
Comments
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To be honest, I'd post in the Debt Free Wannabe board for advice on reducing the CC debt0
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ok ta, i will do that0
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