The light is beginning to flicker brighter!!

lightatendoftunnel?

I have been putting my debt management plan into place the last three weeks. I have nearly had replies from all my creditors some helpful some not so but ok. Only one major one left to organize this is the one i am dreading but no reply from them yet!!! But i feel i am getting organized with my bills.

I have joined survey sites and had free vouchers. Yesterday i was sent hair conditioner to trial, Two weeks worth. All helps to save the pennies.
I have commenced procedures towards my bank for charges to be returned.
My three main areas of concern when commenced were my shopping bill, petrol bill (work in community driving from patients houses) and gaining extra income.
1. reduced shopping bill by £100 and still had good meals.
2. reduced petrol in half. I have started leaving car at office and walking to meetings and if i need to go to shops on an evening i am walking and it has made a huge difference.
3. Have applied to agencies for extra work, waiting for the work to begin. Survey sites for points, vouchers and trial items. I hope to try and find the information as mystery shopper or shopping scan.
I have a very long way to go but a feel i am making progress everyday. I have gained some of the strength from the information and support from this board. :beer:

Emmzi

light,

a good start. post often, it helps keep you focused. and we like to know how everyone is getting on!

MCBIRNIE25

Hiya, welcome to the board.
Seems you ar eon the right track and that. PM me for details of 1 or 2 mystery shopping agencies if that helps.
Have a good one,

MCBIRNIE25

homersimpson_3

have a very long way to go but a feel i am making progress everyday. I have gained some of the strength from the information and support from this board.

it's true mse (or more importantly the people who post on forum) are brilliant- it's place where you never stop learning

lightatendoftunnel?

homersimpson wrote:

it's true mse (or more importantly the people who post on forum) are brilliant- it's place where you never stop learning

I know its never been known me up before 9am on a sunday when not at work!! I have been up since 8 working through my account. its scarey but good.

Anastacia

homersimpson wrote:

it's true mse (or more importantly the people who post on forum) are brilliant- it's place where you never stop learning

Even if they shout at you sometimes & upset on-lookers. We benefit from the tough love approach!

Well done for joining in !

Anastacia

PeachPickle

Well done for being so positive about it all

southernscouser

Is there anyway you can get any sort of tax relief for your petrol or anything?

Check the tax boards!

lightatendoftunnel?

southernscouser wrote:

Is there anyway you can get any sort of tax relief for your petrol or anything?

Check the tax boards!

I get 10p (WAYHAY!!) per mile as its a lease car. But i walked to a meeting today and am trying to walk when possible and i have save really well this way. Its a start!!