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Company pension or premium bonds?
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IMHO you should join this scheme, putting in 4% yourself. You should also check your state pension entitlement and pay up any missing years, keeping it up to date from now on. In addition you would be well advised to save the full amount (7k a year)into your maxi ISA allowance from now on and invest that money in equities.
Reasonable chance of a decent retirement if you follow these steps.Trying to keep it simple...
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