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help i dont know what to do x

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  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    a touch insensitive ? hmm thats an understatement
    We all die. The goal isn't to live forever, the goal is to create something that will
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    hiya i really think you should speak to the national debt helpline or the cab. sounds to me like you need your options explaining and the consequences. national debt helpline talked me through all this over the phone, they were great. good luck
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Hiya mummicammie.....as others have said you ideally need some advice from CCCS/National Debtline or the CAB soon as you can

    Bit of a read here

    http://forums.moneysavingexpert.com/showthread.html?t=1056083

    Some IVA firms though can try & put the frightners on you and threaten bankrutcy when they have no intentions of doing...get some advice ASAP & in the meantime anything else just shout
    We all die. The goal isn't to live forever, the goal is to create something that will
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