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First Time Buyer
Comments
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Some great advice thanks again everyone.
Bubblybee - good luck with saving~! you'll get there!
israfel - top stuff thanks!
Think i'm going to wait till the new year. But going to get the advice now and then commit to somthing in the new year! Can't wait!MSE - Longtime learner of debt management, better at helping others than sorting myself out. Plans to move house in 2014. Deposit saving begins!0 -
Good shout James. I'd suggest looking into mortgages first, try to get an agreement in principle from a bank/bs that they will give you a mortgage, that way you can make an offer on a house with confidence and won't need to be panicking trying to sort it out after the offer is accepted. Don't get demoralised if you get turned down for a mortgage by a lender, plenty of others out there. I got turned down by Lloyds tsb (who I bank with) because at the time they were only offering 25% ltv mortgages to FTB and I only had 15% but a bit of shopping around found me a good deal.
Best of luck0
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