30th Week

Holes_in_my_pocket

30th week bankrupt IPOQ went in on 7th Oct . Not heard a bean yet,

What would be a good reason to ring OR and slip in about ED

peppa-pig

to wish them mery xmas? lol
we are in the same boat. br around the same time as u and ipoq sent back in september

fiveyearplan

Well you're both over half way there!

tmcd01

Is it really wrong to start getting excited? Only got 4 weeks til AD 06/01! My god its gone quick!! I did send back IPOQ in June, but......Oh well

hopefulfooluk

HIMP don't assume you're going to get anything and then if it comes it'll be a lovely surprise. You're going to give yourself a heart attack if you continue counting the days and weeks much longer! You don't want to spoil xmas worrying about it - obviously if it comes then fantastic, but as you know it's never a given so don't get disheartened if it doesn't come.

Cheers

Chris (Sieve)

Matt1982

Sorry to jump this thread but what are the following:-

1) IPOQ
2) ED - early discharge?

hopefulfooluk

Matt1982 wrote: »

Sorry to jump this thread but what are the following:-

1) IPOQ
2) ED - early discharge?

1) Income payments order questionnaire - basically an updated SOA
2) Yes

nervousmother

tmcd01 wrote: »

Is it really wrong to start getting excited? Only got 4 weeks til AD 06/01! My god its gone quick!! I did send back IPOQ in June, but......Oh well

We went BR on the same day! I was lucky though and got my ED back on 6th july so only did half term..
but get excited your gonna be a full termer.. i think doing the full year will become more common as less paperwork is needed

Matt1982 wrote: »

Sorry to jump this thread but what are the following:-

1) IPOQ income payments order questionaire
2) ED - early discharge?

Matt1982

so how often is an IPOQ sent out?

Why would they let anyone be discharged early, I thought must be for a min 12mths before discharge?

Thanks

dottydora

My understanding Matt is that some people, if their cases are simple (usually if they have no complicated assets etc) can be offered early discharge provided all the creditors are in agreement. Not everyone is offered this, it is down to the OR and how busy they are and as I said how complicated the case is or not! Hope that helps. After my ongoing difficulties I personally would rather have seen the year out!

nervousmother

quite often they are sent out if they are considering releasing you from BR. You are supposed to tell them of any change in income/expenditure within 21 days anyway.

someone got discharge at around 5 months into the BR, but normally 6 months plus. You will get considered for ED if they have finished looking into your affairs and if you have complied with them and been quick giving them requested information