advice on bankruptcy please

broxiebear1

scot88 wrote: »

Broxiebear try calling Money Advice in Edinburgh . They have done it all for me, including filling in forms. If you are on benenfits or earn less than £220 a week ,you can make yourself bankrupt. Either way these guys will sort things out for you and explain things to you in a straightforward way. Hope I'm right in guessing you live quite close to them.

scot coolcats reply is spot on i dont qualify for low income part im just going to phone ndl , today partner recieved 2 calls from r,b,s, automated phone call very important so she phoned me and i phoned them guess what they said i was overdue payment on my card and wanted £100 NOW even though i recieved a letter about missed payment my only one and a charge for it, on letter it said to pay £70 now and remainder for 21st dec i payed £50 last week and asked how she wanted £100 now as i didnt have to pay till 21st dec i was fuming and if i could have got hold of her i dont know what i would have done it was the manner of the way she spoke to me as if i was a piece of dirt. so going to phone ndl for advice thanks for posting everyone your comments are very helpfull .
broxie.

kerrypn

Hi broxie,

Just to wish you luck with NDL and I hope you get everything sorted

broxiebear1

kerrypn wrote: »

Hi broxie,

Just to wish you luck with NDL and I hope you get everything sorted

hi kerry thanks
well phoned national debt line and they were fantastic as i thought im in too deep ,he recomended b.r. as i dont qualify for low income road i have to get one of my creditors to make me b.r. or ask them to agree on me going b,r .said offer them token payment of £5 or stop paying and one will eventually make me b.r
has anyone done this and what was the outcome
thanks broxie.