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2 year fixed - ending soon

As the title suggests, my 2 year fixed is due in February and ive got mortgage consultants coming out my ears! grrrr!

My mortgage is with Nationwide and according to their paperwork/website, if I simply do nothing, then i'll default to the base rate of interest + a maximum of 2% with the current base rate being less than 1% right now, this seems like my best option until the rates start to climb??

Anyone out there in the same boat right now?

These mortgage consultants are a pain in the arris, they'll probably say anything to get their commission out of me!!
“I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

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Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    If you feel the advisers are a 'pain..' then tell them to stop contacting you.
    They wouldn't have contacted you without your consent to begin with
  • And now you come on a forum to ask for advice grrrrr
  • Strider590
    Strider590 Posts: 11,874 Forumite
    Ooooooh the hostility! Take me to your leader lol
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

    <><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/
  • Squish_21
    Squish_21 Posts: 676 Forumite
    Im on the Nationwide base rate. My fixed rate mortgage of 5.38% ended in March 09, however I am overpaying to the amount my fixed rate used to cost per month in order to get my mortgage down.
    Squish
  • Strider590
    Strider590 Posts: 11,874 Forumite
    Squish_21 wrote: »
    Im on the Nationwide base rate. My fixed rate mortgage of 5.38% ended in March 09, however I am overpaying to the amount my fixed rate used to cost per month in order to get my mortgage down.

    That's my plan too ;)
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

    <><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/
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