I need a loan but dont work help please

thistledome

mishca_loves_a_bargain wrote: »

Ive spoke to my kids and explained the situation, they seem fine with it, and now i can see that i was trying to 'over compensate' with all we have been through this year. :T
'Merry Christmas' to you all xx

I'm so glad you posted this. It's what I've been thinking whilst reading the thread. My Mum was also a single parent with a waster husband and she used to get a Provident loan every year for our Xmas.

If only she'd have talked to us about it, we'd all have been happier. I knew nothing about it then, but I feel awful now, knowing she got into debt (which worried her for the rest of the year) just for our Xmas presents. Ingrates that we were, we didn't really appreciate them anyway!

Enjoy your Xmas :beer:

martybassman

OP, just an example of what I do in regards to saving for Christmas.

I open a monthly saver with a bank out with where my 'main account' is held and save over the year £20 a month, sometimes a bit more if I'm careful with spending. This way I'm not tempted when dealing with current account things to quickly transfer money back and there's a nice nest egg of £250 to £300 come the festive time, which substantially eases the burden. hope that helps!

But, whatever you decide is the best route for you and your kids, i genuinely wish you the happiest of Christmas' and I'm sure you'll make it a special day, not only for your kids, but for yourself too!

martybassman

Sorry, i didn't notice there was a 5th page when reading through and posted at end of what i thought was the fourth!

xx

kuohu

Have a Happy Christmas Mishka.

Wonderful thread.

bigdave1973

Some great advice here! Good work everyone .

kelz33

sp1987 wrote: »

I cannot believe someone is asking for a loan to buy christmas presents....£500 at that!! Better the children learn what can and cannot be afforded now than end up disappointed next time around when the £500 cannot be borrowed and this £500 is still being paid back, with help from bailiffs taking away this years presents!

:rolleyes:

i cant believe how horrible some of your digusting comments are the girl only asked a question as she sed she asnt been on benefits 4 6 month she probely just bin avin a bad time ive gt 4 kidz n i do all i can at xmas 4 them loan or no loan half of you havnt even got kidz that made your pathetic comments god help them wen you have

kelz33

pelirocco wrote: »

Did you read the op?

she sed xmas not b/day and they do it coz they love there kidz n dnt want 2 let them down

kelz33

Morgan_Ree wrote: »

You're completely missing the point
If the OP wants to get a loan out for Xmas, it's HER choice, she didn't come here asking for opinions, she came her to ask if and how it could be done

From the OP's recent posts it's obvious she's having a really !!!! time of it at the minute, if having a nice Xmas for her and her kids is going to make her feel that little bit better then who the hell do you think you are to try and make her feel bad for it

Some of the other posters have given her excellent advice, such as letting the kids look through a catalogue and setting limits, shame all you and so many others have done is judge

very very well sed she asked a ? not everyones oppinion

kelz33

iamana1ias wrote: »

No you don't. You could do xmas for a fiver. No-one needs £500 for xmas. :rolleyes:

get a grip u cant even get food for a fiver

Enfieldian

kelz33 wrote: »

i cant believe how horrible some of your digusting comments are the girl only asked a question as she sed she asnt been on benefits 4 6 month she probely just bin avin a bad time ive gt 4 kidz n i do all i can at xmas 4 them loan or no loan half of you havnt even got kidz that made your pathetic comments god help them wen you have

Pardon?

Can you translate this into English please?