very confused and need help

marcuszs

philnicandamy wrote: »

Bankruptcy is a LAST resort for everyone....some people may make it sound like its an easy thing to do a quick way out but sadly its not..once BR your debts are sorted but any chance of credit for 6yrs will be very difficult BUT most people here including me would say its the best new start we ever did

yes i understand the fact that its the last resort but i dont know what else to do, i want ot be able to provide for my family the best i can and in my head i keep coming back to BR.

philnicandamy

Thats why you need to speak to one of the charitys I suggested....we've all been where you are and tackling your debts now is the best start you can give your family and if bankruptcy is the solution you need at the end of the day then so be it....most people here along with me looked at all options before bankruptcy its a scary thing to consider BUT the best solution I had in the end and i'm now 39 & looking forward to the birth of my 1st child in march 2010

marcuszs

yes i need to speak to them and see what the best option is .

philnicandamy

IF they suggest bankruptcy then its not the end of the world as I said, come back after you speak to them if we can help you with anything ANYTIME

meantime have a read through some of the links in my other posts it'll give you an idea to the ins and outs of bankruptcy & debt problems