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Who decides ..... ?

I'm just wondering who the final decision lies with about whether a DMP or IVA is the better option for my personal situation :confused:

If I know that at today's I&E levels that it will take just over 12 years on a DMP then is this acceptable? We have about £460 to pay towards a DMP

THanks:think:

Comments

  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    You decide and circumstances I suppose.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Kevicho
    Kevicho Posts: 3,216 Forumite
    Id ring either the CCCs or payplan and arrange a meeting, they will give you the options and what benefits/drawbacks each have, then you can proceed from there
  • Hi - thanks for your replies

    I have my appointment with CCCS tomorrow night so will keep my fingers crossed - I'm such a worrier though!

    We want to go down the DMP route because we know our circumstances will change dramatically by the end of 2007

    :huh:
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