Borrowed from a family member now they want interest!

JimmyTheWig

BBB wrote: »

fwiw, I spoke to him tonight, he made his first payment in April and the last one in October, I got confused. apologies.

And when did the aunt make the payment? Was that April (i.e. he started paying straight away as planned)? Or was it a couple of years ago?
This is pretty relevant to estimate how much interest the aunt may have been charged.

moneysavingmarrow

Why did he not ask the court for pay a payment arrangement?
Maybe he did, and he broke the terms of that deal?
In which case, why was auntie stupid enough to lend him the money in the first place?
She should have done her own credit check!

somethingcorporate

Legally it was a social arrangement therefore the courts would presume that there was no intention to create contractual relations (and therefore it would be up to the aunt to prove that it was) and without a written contract that would be very difficult to do.

I'd repay her to the balance, maybe continue 1 month (£80 or so) to say thanks for helping out and draw a line under it. Going through court she wouldn't get anything else!

JimmyTheWig

somethingcorporate wrote: »

I'd repay her to the balance, maybe continue 1 month (£80 or so) to say thanks for helping out

If he really has paid the debt off in 6 months then he probably owes about £52 - £28 balance plus £24 in interest.
It's fair enough to say thanks for helping out, but if she really is demanding £1000 then I'm not sure I'd be wanting to say thanks for anything. I'd pay up the £52 (up to £73 if she can show it's cost her that much in interest) but nothing more.

DGJsaver

BBB wrote: »

wasn't expecting the disgusting snobbery, good god, some of you need to get your head out of your !!!!!!.

How dare you assume that my brother is a chav, he made a stupid mistake when he drink drove, believe me he regrets it. Just because he's unemployed this doesn't mean he's a chav, yeah he's not the most perfect lad but he's kind hearted and whilst I don't know the full story behind all this, I only have my brothers word for it. Though as some people have pointed out he has missed some payments so when I ring him later I'll ask him how long exactly did he agree this with her.

For the helpful posts, thank you. The rest, well you know what you can do.

Oh and for the record he will read the forum so cheers for making him feel like a piece of dirt.

Hope he does , because then he can read this..

`drink drivers deserve to crash and kill themselves , before they harm someone innocent............preferably after paying the fine though.......and even more preferably before we the tax payer have to pay for the bailiffs to come out....`

BBB

Cheers for that, I'll let my dad know what a complete waste of space his son is and should be dead, oh and I'll tell my brother's daughter that as well.

If you haven't anything nice to say...

cannyscot_2

The interest if he has stuck to his agrrement ie forty pounds a fortnight should be tops thirty pounds so he could just pay an extra payment.

DGJsaver

BBB wrote: »

Cheers for that, I'll let my dad know what a complete waste of space his son is and should be dead, oh and I'll tell my brother's daughter that as well.

If you haven't anything nice to say...

You posted FAR too much information for people to notcomment on it....you didnt need to mention the offence , or the running away from the punishment....

No apologies this end....drink drivers -= scum of the earth , not far behind child molestors and sex offenders in my eyes

JimmyTheWig

DGJsaver, this isn't the OP's fault.

After messing up pretty seriously, the OP's brother has been doing what he should have for the last 6 months.

DGJsaver

JimmyTheWig wrote: »

DGJsaver, this isn't the OP's fault.

After messing up pretty seriously, the OP's brother has been doing what he should have for the last 6 months.

This thread should be in discussion time in my opinion , you cant seriously expect the average poster to not get riled by such a scum filled tale

And jimmy , i hate drink drivers for a VERY good reason , especially ones who duck the punishment