Am i the only one

lisajayne_3

please help me. i feel so alone, i am 28 with 2 kids and a husband and baby on the way in 12 weeks, we have an over draft of 1000 plus which has escalated thanks to car repairs sickness and broken tele, washer ect, and baby stuff.

We have consloidated all debts and only have a mortgage now nothing else, just want to know i am not the only one out there like this
lisa

southernscouser

Hey lisa and welcome to MSE and the DFW board! :hello:

No your not alone! There are literally hundreds of us on here! :rolleyes:

If your worried about getting further into debt post a full SOA (have a look at this thread for details) and we'll see how we can save you some money!

leanne11

Welcome Lisa!

I'am very new to this site aswell, but have found it the biggest help ever and the best thing I could have done. It also gets very addictive!

You've made the best start by coming onto this site. Just pop up all your incomings and outgoings on here and I promise you will get a lot of good advise and support!

Leanne xxx

sammy115

No you are not alone...... Do what SS says. I have just had a baby (well 8 months ago and had a rocky few months due to being made redundant). All I can say is take stock now!!! Make sure you are claiming all you should - go to https://www.entitledto.com and check that you are getting everything you should. Post your SOA and keep a spending diary. Then you will know where your money is going. Then go over to Old style board and check out tips and hints there.

good luck with the baby. If you can do what you can now, you will enjoy your baby so much more.

whatamess_2

lisajayne wrote:

please help me. i feel so alone, i am 28 with 2 kids and a husband and baby on the way in 12 weeks, we have an over draft of 1000 plus which has escalated thanks to car repairs sickness and broken tele, washer ect, and baby stuff.

We have consloidated all debts and only have a mortgage now nothing else, just want to know i am not the only one out there like this
lisa

Hi and welcome to mse:D No you are not the only one out there, there are loads of us either lurking or active on this site in various stages of our lives. In and out of debt, lonely, happy, sad. There is one thing here we have in common some one will come along and send :grouphug: s to someone who is down and say :hello: to new members.
Messy

GreyPilgrim

Welcome Lisa. Come in and have a cup of tea and a scone. Spend some time reading a few threads on the site and you'll see you are not alone - everyone here is in varying states of debt, but it's all about sharing experiences, and about constructive ways to get on top of it all. At the very least you get some moral support.

*Sparkle*_3

hello

Like everyone says your not alone!
There are lots of people in the same situation as you.
You just need to face up to your debts and spending habbits as soon as you do this then you can work to being debt free..
Keep visiting this site really does help keep me on track!

piratess

Hi Lisa... well done for coming onboard im also a new member and the people ive met so far have been fantastic! always here with their words of wisdom ideas and hints to help ..
Im a mum ive got two girls and a baby boy 14 months and living in a totally new area (because of my partners job) and i feel so isolated and annonymus (sp) ... so i know how you feel which is why this board has become so important a bit like popping round to a mates lol ...

anyway sorry for the babble! maybe post your SOA as suggested and go from there! were all here to help xxx :grouphug:

Sea78

Oh hon,

Can't add too much to what has already been said - but do post your SOA and we'll all give a hand to help - it must be hard being pregnant with the 2 kids already and with hormones etc. However you CAN do this (and it will be so much easier now you have our help )

Sea xxx

Dead_Eye_Jones

lisajayne wrote:

i am not the only one out there like this
lisa

you certainly aint. a quick look round the forums here will show that! Have a good read around the site and the forums and in no time you will be on the way to financial bliss. There are no shortcuts, it takes determination, dicipline and perhaps sacrifice of luxury items you are used to. But it can be done, no probs...!

GL!